CCertihomes
438 20th Street, Niagara Falls, NY 14303

$150,000

3 beds 1 baths 800 sqft Built 1920117 days on marketActive

About this home

Charming & Recently Renovated Home in Niagara Falls. Step inside to discover a warm, inviting atmosphere with modern finishes that elevate the entire home. The spacious kitchen is the heart of the home, featuring rich cherry cabinets, sleek stainless-steel appliances, and elegant granite countertops—perfect for cooking and entertaining. The open layout makes the space feel bright and airy. With 3 bedrooms, this home offers plenty of room to relax. All rooms have been wired to easily connect to the internet. The beautifully updated bathroom features a luxurious, contemporary shower that transforms the space into a spa-like retreat. Enjoy some outdoor time on your covered front porch.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,670/mo

Real estate (PITI + HOA + PMI)
$1,262
Principal + interest$962
Property tax + insurance$244
PMI / 2nd mortgage$56
Utilities
$740
Heating + cooling$218
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,670/mo TLC
Budget$5,000/mo
Remaining after TLC$3,330/mo
Purchase price
$150,000
Down payment
$7,500 (5%)
Loan amount
$142,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1920
Lot size
0.0717 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$926
MLS #
B1594301
County
Niagara

At a glance

Basement

Home features

Appliances
ExhaustFanGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorRangeHood
Interior
EatInKitchenLivingDiningRoomBedroomOnMainLevelMainLevelPrimary
Parking
NoGarageNoDriveway
Flooring
Tile, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14303

MetricThis ZIPCountyUSA
Population5,37019,351,094299,088,112
Population Change Since1990-21.00%8.00%20.00%
Population Density2,007395
Male2,5619,381,926147,432,321
Female2,8099,969,168151,655,844
Never Married1,6574,946,39163,775,926
Married1,4757,166,701123,120,365
Separated2781,159,67312,639,686
Widowed4881,110,24515,467,586
Divorced5211,210,44823,075,029
Number Of House Hold2,3797,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age38.3836.5335.46
Median House Hold Income$23,250$49,847$48,276
Average House Hold Income$30,147$70,032$63,629
P C I$13,975$26,569$24,529
M D I$21,555$42,210$41,133
A T H E$32,005$54,185$50,898
S T R8.00%4.00%
W C J76.48%81.55%77.74%
(Zip) Code
14303

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 3/20/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.