CCertihomes
42795 Paynes Lake Camp Road, Antwerp, NY 13608

$2,300,000

7 beds 9 baths 7,616 sqft Built 201967 days on marketActive

About this home

This Stunning Lakefront Estate with Guest House and Expansive Garage. Nestled on the serene shores of Payne Lake, this estate offers a perfect blend of luxury, comfort, and natural beauty. Boasting a main residence, a charming guest house, and a spacious garage, this property is a sanctuary for those who appreciate both elegance and functionality. The kitchen features state-of-the-art appliances, custom cabinetry, and bar seating at a large center island with breathtaking lake views. The guest house, perfect for hosting visitors, includes a well-appointed living area, a fully equipped kitchenette, and two spacious bedrooms with their own bathrooms. The expansive garage offers ample space for multiple vehicles, a wash bay, and a workshop area. The outdoor spaces are an extension of the home’s beauty, having the convenience of your own boat launch and 580ft of lake front to enjoy the lake or simply relax and soak in the peaceful surroundings. This lakefront estate represents luxury living, offering comfort, privacy, and breathtaking views. Whether enjoying a quiet evening by the fire or entertaining guests, this home promises a lifestyle amidst nature’s splendor. Only 20 minutes from A Bay & Clayton. Seller is open to subdivision of property. Square footage does not reflect the same as tax records , based on multiple structures on property which is on two tax parcels.( Sq footage based on seller)

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$15,617/mo

Real estate (PITI + HOA + PMI)
$14,320
Principal + interest$10,432
Property tax + insurance$3,025
PMI / 2nd mortgage$863
Utilities
$4,137
Heating + cooling$1,919
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$15,617/mo TLC
Budget$16,117/mo
Remaining after TLC$500/mo
Purchase price
$2,300,000
Down payment
$115,000 (5%)
Loan amount
$2,185,000
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Cabin, Contemporary, TwoStory
Year built
2019
Lot size
5.7 ac
Stories
0
Heating
Ductless, HeatPump, Propane, RadiantFloor, Radiant
Cooling
Ductless, HeatPump, CentralAir, Zoned
Water
Lake, River
HOA
Annual tax
$7,875
MLS #
S1592225
County
Jefferson

At a glance

Air conditioning
Fireplace
Basement
Garage (10)
Waterfront

Home features

Appliances
DryerDishwasherExhaustFanFreezerGasCooktopGasOvenGasRangeMicrowavePropaneWaterHeaterRefrigeratorRangeHoodTanklessWaterHeaterWineCoolerWasherWaterSoftenerOwned
Interior
WetBarBreakfastBarCedarClosetsCeilingFansCathedralCeilingsDenSeparateFormalDiningRoomEatInKitchenFurnishedSeparateFormalLivingRoomGraniteCountersKitchenIslandKitchenFamilyRoomComboLivingDiningRoomPartiallyFurnishedSlidingGlassDoorsSolidSurfaceCountersBarBedroomOnMainLevelLoftBathInPrimaryBedroom
Exterior
BalconyConcreteDrivewayDeckDockFullyFencedGravelDrivewayPatioSeeRemarksPropaneTankLeased
Parking
UndergroundElectricityGarageHeatedGarageStorageWorkshopInGarageWaterAvailableGarageDoorOpener
Flooring
Hardwood, Tile, Varies
Roof
Metal, Shingle
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 13608

MetricThis ZIPCountyUSA
Population1,74419,351,094299,088,112
Population Change Since199016.00%8.00%20.00%
Population Density44395
Male8859,381,926147,432,321
Female8589,969,168151,655,844
Never Married3374,946,39163,775,926
Married8007,166,701123,120,365
Separated351,159,67312,639,686
Widowed841,110,24515,467,586
Divorced1031,210,44823,075,029
Number Of House Hold6067,102,016111,826,380
Average House Hold Size2.882.642.60
Medial Age36.3236.5335.46
Median House Hold Income$37,972$49,847$48,276
Average House Hold Income$45,580$70,032$63,629
P C I$15,838$26,569$24,529
M D I$33,599$42,210$41,133
A T H E$41,160$54,185$50,898
S T R7.75%4.00%
W C J78.62%81.55%77.74%
(Zip) Code
13608

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 3/21/2025. Provided courtesy of Berkshire Hathaway CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.