CCertihomes
189 Virginia Street, Buffalo, NY 14201

$289,900

4 beds 3 baths 1,928 sqft Built 1900116 days on marketActive

About this home

Embrace the potential of this historic Buffalo brick home, ideal for investors or owner-occupants. Boasting 1, 928 sq ft, this property offers a unique opportunity to create your dream residence or investment. You can take advantage of a modern, open floor plan designed by expert craftsmen, or choose to invest and complete the restoration yourself using our design and architectural plans. This home features two spacious units: *Front Apartment (1, 601 sq ft)**:Providing ample space for comfortable living. *Rear Apartment (327 sq ft)**: This unit is perfect as an in-law suite, for generating rental income, or as private owner's quarters. Close to downtown, casinos, craft brewing, Sabres, shopping, restaurants, and cultural attractions - minutes from the Bills. For medical professionals - close to Buffalo hospitals. Too many improvements to list.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,036/mo

Real estate (PITI + HOA + PMI)
$2,420
Principal + interest$1,860
Property tax + insurance$451
PMI / 2nd mortgage$109
Utilities
$1,260
Heating + cooling$477
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,036/mo TLC
Budget$5,000/mo
Remaining after TLC$1,964/mo
Purchase price
$289,900
Down payment
$14,495 (5%)
Loan amount
$275,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.05 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,333
MLS #
R1594473
County
Erie

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
OnStreet
Flooring
Other, SeeRemarks
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14201

MetricThis ZIPCountyUSA
Population14,00419,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density13,737395
Male6,8529,381,926147,432,321
Female7,1529,969,168151,655,844
Never Married5,3724,946,39163,775,926
Married2,5027,166,701123,120,365
Separated1,3671,159,67312,639,686
Widowed8711,110,24515,467,586
Divorced1,3421,210,44823,075,029
Number Of House Hold6,8637,102,016111,826,380
Average House Hold Size1.942.642.60
Medial Age34.1436.5335.46
Median House Hold Income$18,650$49,847$48,276
Average House Hold Income$35,805$70,032$63,629
P C I$18,556$26,569$24,529
M D I$17,648$42,210$41,133
A T H E$35,292$54,185$50,898
S T R8.75%4.00%
W C J82.75%81.55%77.74%
(Zip) Code
14201

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/22/2025. Provided courtesy of EXP Realty via Buffalo MLS. Information deemed reliable but not guaranteed.