CCertihomes
280 South Main Street, Canandaigua City, NY 14424

$530,000

0 beds 0 baths 4,386 sqft Built 1900111 days on marketActive

About this home

Unique investment opportunity to own this special property with 2 buildings prominently located on high-visibility Main Street Canandaigua NY in the Heart of the Finger Lakes Region! Elevate your business in this exceptionally intact example of late nineteenth century, Italianate-style residential architecture - the jewel of Main Street! Exterior detailing features: a low hipped roof topped with cast iron cresting, two-story projecting bay windows, variegated brickwork, and an ornate cast iron fence. A full-width front porch, covered side porch, and separate patio areas are perfect for outdoor enjoyment in the middle of the city! The MAIN HOUSE is extensively updated and well-maintained, boasting 3, 052 sq ft across 4 large rooms, kitchen, and powder room on the first level, plus 4 generously sized rooms, full bath, and laundry on the second level. Soaring ceilings, crown moldings, interior wood shutters, curved staircase in the main foyer, oversized paneled pocket doors, wood-burning stove, and checkerboard floor tile patterns enhance the grandeur throughout. The Second Building in the rear is well-maintained, single story with no step entrance and could have multiple commercial or residential uses. The SECOND BUILDING consists of 1, 334 sq ft across a large room, smaller room, spacious eat-in-kitchen, and full bath with laundry hook-ups. Each building has newer mechanicals and a permanent back-up generator with abundant private off-street parking. Plenty of storage spaces: many closets, basement, attic, and shed. Known as the “Benham House” (circa 1876), this property is on the National Register of Historic Places – please contact the City of Canandaigua Office of Development and Planning for more information. This is your opportunity to own an architecturally exceptional property and enjoy easy strolls to all the amenities the vibrant City of Canandaigua & Canandaigua Lake have to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,145/mo

Real estate (PITI + HOA + PMI)
$5,018
Principal + interest$3,401
Property tax + insurance$1,418
PMI / 2nd mortgage$199
Utilities
$2,459
Heating + cooling$1,075
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$6,145/mo TLC
Budget$6,645/mo
Remaining after TLC$500/mo
Purchase price
$530,000
Down payment
$26,500 (5%)
Loan amount
$503,500
APR
7.15%

Quick facts

Type
Office
Style
Year built
1900
Lot size
0.35 ac
Stories
2
Heating
Gas, Zoned, ForcedAir
Cooling
Zoned, CentralAir
Water
Public
HOA
Annual tax
$9,117
MLS #
R1593957
County
Ontario

At a glance

Air conditioning
Basement

Home features

Appliances
Humidifier
Parking
FencedOnSiteSurfaced
Flooring
Carpet, Other, SeeRemarks
Roof
Asphalt, Shingle
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14424

MetricThis ZIPCountyUSA
Population22,99519,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density178395
Male11,2129,381,926147,432,321
Female11,7839,969,168151,655,844
Never Married4,6404,946,39163,775,926
Married9,9397,166,701123,120,365
Separated9411,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced2,0921,210,44823,075,029
Number Of House Hold8,7227,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age40.2636.5335.46
Median House Hold Income$49,779$49,847$48,276
Average House Hold Income$66,782$70,032$63,629
P C I$26,265$26,569$24,529
M D I$42,549$42,210$41,133
A T H E$53,014$54,185$50,898
S T R7.13%4.00%
W C J78.79%81.55%77.74%
(Zip) Code
14424

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/25/2025. Provided courtesy of Edelweiss Properties Realtors, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.