CCertihomes
34 Inslee Street, Waterloo, NY 13165

$239,000

3 beds 2 baths 1,560 sqft Built 1960112 days on marketActive

About this home

A Cozy Ranch home with many updated features in the heart of the Finger Lakes. Minutes from the Seneca and Cayuga Lakes , and Del Lago Casino. Enjoy the large deck overlooking the fully fenced private backyard. Clear site views from the updated kitchen to the front den, and back great room and backyard. High cathedral ceiling provides a spacious feel. A partially finished basement offers a third bedroom and full bath and space for a media room , office, or game room. Ample parking for family and friends. Two backyard sheds provide nice additional storage. Sellers contingency to find suitable housing. Offers will be reviewed as they come.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,832/mo

Real estate (PITI + HOA + PMI)
$2,264
Principal + interest$1,534
Property tax + insurance$640
PMI / 2nd mortgage$90
Utilities
$1,133
Heating + cooling$417
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,832/mo TLC
Budget$5,000/mo
Remaining after TLC$2,168/mo
Purchase price
$239,000
Down payment
$11,950 (5%)
Loan amount
$227,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1960
Lot size
0.21 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$4,331
MLS #
R1595503
County
Seneca

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
DenCountryKitchenPullDownAtticStairsSlidingGlassDoorsSolidSurfaceCountersBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDriveway
Parking
NoGarageDriveway
Flooring
CeramicTile, Hardwood, Laminate, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
LaFayette
High
Waterloo High

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/26/2025. Provided courtesy of Four Seasons Sotheby's Int'l via Buffalo MLS. Information deemed reliable but not guaranteed.