CCertihomes
411 Livingston Street, Elmira City, NY 14904

$219,900

4 beds 3 baths 2,470 sqft Built 1890106 days on marketActive

About this home

This charming 2-unit property is perfect for owner-occupants or investors! The primary home offers 2 bedrooms, 1.5 baths, central air, and a cozy gas fireplace. Need more space? The finished attic can serve as a third bedroom with an office nook, while the spacious finished basement is ideal for entertaining. The heart of the home is the stunning kitchen, featuring vaulted ceilings, ample counter space, and plenty of storage—perfect for cooking, hosting, or gathering with loved ones. The attached second unit is a 2-bedroom, 1-bath home, perfect for rental income (to help offset your mortgage) or multi-generational living. Outside, enjoy beautiful Trex decking for summer gatherings and a huge garage with plenty of storage or workshop potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,997/mo

Real estate (PITI + HOA + PMI)
$2,199
Principal + interest$1,411
Property tax + insurance$706
PMI / 2nd mortgage$82
Utilities
$1,577
Heating + cooling$639
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,997/mo TLC
Budget$5,000/mo
Remaining after TLC$2,003/mo
Purchase price
$219,900
Down payment
$10,995 (5%)
Loan amount
$208,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1890
Lot size
0.1722 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$4,869
MLS #
R1595546
County
Chemung

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
Attic
Exterior
Deck
Parking
GarageTwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Sewer
Other, SeeRemarks

Lot features

Rectangular, RectangularLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/27/2025. Provided courtesy of Howard Hanna Horseheads via Buffalo MLS. Information deemed reliable but not guaranteed.