CCertihomes
0 County Highway 28, Otsego, NY 13326

$189,000

0 beds 0 baths 119 days on marketActive

About this home

Cooperstown LAKE VIEWS land lot for sale! Parcel #3: This 9+ acre lot has a combo of clearings and woods with a view of the lake from various parts of the property! This lot has been in the family for years and now could be your very own to build your dream house on the hill with beautiful LAKE VIEWS! The stream runs on the back side of the property for the sounds of the babbling Mohican Creek! Conveniently located out of the village but minutes from the restaurants, shops, baseball and more! Free access to 3 mile point on the lake for swimming and recreation! Possible owner financing. Recently surveyed and planning board approved subdivision!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,351/mo

Real estate (PITI + HOA + PMI)
$1,779
Principal + interest$1,213
Property tax + insurance$495
PMI / 2nd mortgage$71
Utilities
$1,103
Heating + cooling$402
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,351/mo TLC
Budget$5,000/mo
Remaining after TLC$2,649/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
Agriculture
Style
Year built
Lot size
9.374 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$3,095
MLS #
R1593525
County
Otsego

Home features

Parking
NoDriveway
Sewer
None

Lot features

IrregularLot, Other, SeeRemarks, Wooded

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/27/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.