CCertihomes
326 N Hamilton Street, Erwin, NY 14870

$227,000

3 beds 2 baths 1,824 sqft Built 1930137 days on marketActive

About this home

Walk into this beautifully maintained home to 9 ft ceilings on the first floor with crown molding throughout. The kitchen boasts granite countertops, stainless steel appliances, and a pantry along with a breakfast bar. First floor full bathroom sits next to the master bedroom with a large walk-in closet. Enjoy the fireplace in the living room with enough extra space for an office or sitting room. Hot water baseboard heat and central air with 200amp electric home service. Full basement with laundry, extra storage shelves, AND extra kitchen! New carpet in stairway and upstairs bedrooms, freshened up paint throughout, and READY FOR YOU TO MOVE IN!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,064/mo

Real estate (PITI + HOA + PMI)
$2,411
Principal + interest$1,457
Property tax + insurance$869
PMI / 2nd mortgage$85
Utilities
$1,293
Heating + cooling$497
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,064/mo TLC
Budget$5,000/mo
Remaining after TLC$1,936/mo
Purchase price
$227,000
Down payment
$11,350 (5%)
Loan amount
$215,650
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1930
Lot size
0.1053 ac
Stories
0
Heating
Gas, Baseboard, HotWater
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,078
MLS #
R1595594
County
Steuben

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasherWaterSoftenerOwned
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomGraniteCountersPantryBedroomOnMainLevelProgrammableThermostat
Exterior
ConcreteDriveway
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Varies, Vinyl
Roof
Architectural, Shingle
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14870

MetricThis ZIPCountyUSA
Population8,47219,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density147395
Male4,0699,381,926147,432,321
Female4,4039,969,168151,655,844
Never Married1,4364,946,39163,775,926
Married3,7567,166,701123,120,365
Separated3511,159,67312,639,686
Widowed6211,110,24515,467,586
Divorced7391,210,44823,075,029
Number Of House Hold3,1867,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6836.5335.46
Median House Hold Income$41,920$49,847$48,276
Average House Hold Income$54,225$70,032$63,629
P C I$21,327$26,569$24,529
M D I$36,428$42,210$41,133
A T H E$45,993$54,185$50,898
S T R8.00%4.00%
W C J74.04%81.55%77.74%
(Zip) Code
14870

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/28/2025. Provided courtesy of Signature Properties Corning via Buffalo MLS. Information deemed reliable but not guaranteed.