CCertihomes
97 W Cayuga Street, Oswego-City, NY 13126

$47,000

6 beds 2 baths 1,782 sqft Built 192039 days on marketActive

About this home

97 W Cayuga St is a fixer-upper with incredible potential. This property offers 2, 800 sqft of lot space on a 0.06-acre lot, featuring 40 feet of frontage and 70 feet of depth. The building is 1, 782 sqft, The first floor has been gutted down to the studs, and there’s still some demo work to be completed on the second floor. While this home needs significant work, it’s a fantastic opportunity for someone looking for a project to tackle this summer. With a little vision and effort, this property offers the chance to create your dream home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,345/mo

Real estate (PITI + HOA + PMI)
$579
Principal + interest$302
Property tax + insurance$259
PMI / 2nd mortgage$18
Utilities
$1,358
Heating + cooling$516
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,345/mo TLC
Budget$5,000/mo
Remaining after TLC$3,655/mo
Purchase price
$47,000
Down payment
$2,350 (5%)
Loan amount
$44,650
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1920
Lot size
0.0643 ac
Stories
2
Heating
Gas, None
Cooling
Water
NotConnected, Public
HOA
Annual tax
$1,703
MLS #
S1596448
County
Oswego

At a glance

Basement

Home features

Interior
OtherSeeRemarks
Exterior
SeeRemarks
Parking
NoGarage
Flooring
Other, SeeRemarks

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 3/31/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.