CCertihomes
628 Holzwarth Lane, Spafford, NY 13152

$985,000

4 beds 2 baths 1,492 sqft Built 2006131 days on marketActive

About this home

Welcome to your private paradise nestled along the shores of Skaneateles Lake, one of the nation's cleanest and most pristine bodies of water. This seasonal retreat offers a rare opportunity to own 1.45 acres of tranquil land with 152 feet of level stone beach frontage. As you approach, you'll be greeted by the soothing sound of a babbling brook weaving its way through the property, adorned with picturesque waterfalls. With a spacious parking area and no stairs, walking around and access to lake is made easy. The residence itself is thoughtfully designed, the original section features a fireplace that can be transformed into a sprawling great room. The newer construction offers four bedrooms, two full bathrooms, and an eat-in kitchen. Wake up to panoramic views of the lake from the north-facing primary bedroom, where every morning feels like a retreat. And with its ideal location on the East side of the lake, you'll enjoy extended hours of sunshine. Truly an opportunity to own a piece of land where dreams are made. Don't miss your chance to experience the magic of lakefront living in one of the most coveted destinations in the Finger Lakes Region of Central New York.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,625/mo

Real estate (PITI + HOA + PMI)
$7,367
Principal + interest$4,467
Property tax + insurance$2,531
PMI / 2nd mortgage$369
Utilities
$1,037
Heating + cooling$352
Internet + TV + phone$167
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$167
$7,625/mo TLC
Budget$8,125/mo
Remaining after TLC$500/mo
Purchase price
$985,000
Down payment
$49,250 (5%)
Loan amount
$935,750
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
2006
Lot size
1.45 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Lake, River
HOA
Annual tax
$19,100
MLS #
S1597087
County
Onondaga

At a glance

Fireplace
Waterfront

Home features

Appliances
ElectricWaterHeater
Interior
EatInKitchenBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarageDriveway
Flooring
Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Secluded

Neighborhood — 13152

MetricThis ZIPCountyUSA
Population5,75919,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density85395
Male2,8429,381,926147,432,321
Female2,9179,969,168151,655,844
Never Married9134,946,39163,775,926
Married3,0087,166,701123,120,365
Separated1381,159,67312,639,686
Widowed3531,110,24515,467,586
Divorced3001,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age43.7136.5335.46
Median House Hold Income$61,721$49,847$48,276
Average House Hold Income$86,889$70,032$63,629
P C I$34,641$26,569$24,529
M D I$51,082$42,210$41,133
A T H E$63,411$54,185$50,898
S T R8.00%4.00%
W C J82.22%81.55%77.74%
(Zip) Code
13152

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/2/2025. Provided courtesy of Hage Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.