CCertihomes
46337 Lake of The Isles, Alexandria, NY 13607

$395,000

3 beds 1 baths 400 sqft Built 201972 days on marketActive

About this home

Don’t miss this one-of-a-kind newly built 3 BR/2-story island cottage located in the Lake of the Isles on the St. Lawrence River. Very well insulated including the floors, fully screened-in porch with wonderful views. All double-pane windows and propane fireplace for winter use. Although this island is boat access only, it can be used in the winter months. Propane/electric refrigerator, compost toilet, Honda 3000 generator, deep-water dockage with 3 floating docks. Beautifully decorated.Listing agent will supply rides to the island. Must see!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,315/mo

Real estate (PITI + HOA + PMI)
$3,114
Principal + interest$2,534
Property tax + insurance$432
PMI / 2nd mortgage$148
Utilities
$521
Heating + cooling$114
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,315/mo TLC
Budget$5,000/mo
Remaining after TLC$1,685/mo
Purchase price
$395,000
Down payment
$19,750 (5%)
Loan amount
$375,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, TwoStory
Year built
2019
Lot size
0.04 ac
Stories
2
Heating
Propane, Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
Lake, River
HOA
Annual tax
$772
MLS #
S1597175
County
Jefferson

At a glance

Fireplace
Waterfront

Home features

Appliances
FreeStandingRangeGasOvenGasRangeOvenRefrigerator
Interior
CeilingFansCathedralCeilingsFurnishedSeparateFormalLivingRoomKitchenIslandLivingDiningRoomWindowTreatments
Exterior
AwningsBarbecueDeckDockSeeRemarksPropaneTankLeased
Parking
NoGarageNoDriveway
Flooring
Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
Other, SeeRemarks

Lot features

IrregularLot, Secluded

Neighborhood — 13607

MetricThis ZIPCountyUSA
Population89219,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density49395
Male4489,381,926147,432,321
Female4459,969,168151,655,844
Never Married1424,946,39163,775,926
Married4167,166,701123,120,365
Separated311,159,67312,639,686
Widowed511,110,24515,467,586
Divorced571,210,44823,075,029
Number Of House Hold3227,102,016111,826,380
Average House Hold Size2.772.642.60
Medial Age36.2136.5335.46
Median House Hold Income$34,658$49,847$48,276
Average House Hold Income$40,161$70,032$63,629
P C I$14,503$26,569$24,529
M D I$30,832$42,210$41,133
A T H E$37,993$54,185$50,898
S T R7.75%4.00%
W C J71.43%81.55%77.74%
(Zip) Code
13607

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/2/2025. Provided courtesy of Garlock Realty via Buffalo MLS. Information deemed reliable but not guaranteed.