CCertihomes
270 Main Street, Richfield, NY 13439

$359,000

3 beds 2 baths 1,943 sqft Built 1951104 days on marketActive

About this home

Charming Brick Ranch on 2.3 Acres in Gorgeous Richfield Springs! Nestled on a beautiful 2.3-acre lot, elevated over NYS Rt 20, this classic brick ranch offers the perfect blend of charm, comfort, and modern updates. Boasting 3 spacious bedrooms and 2 full baths, including a private ensuite, this home is designed for easy living. Newly repainted in one warm color, with wall to wall carpet, all updated windows, new asphalt roof in 2024, hot water radiator heat with a Buderus boiler, and a 3 season room overlooking the rolling back hills! Step inside to find a sunken living room filled with natural light, perfect for relaxing or entertaining. A cozy den provides additional space for work or leisure, while the formal dining room sets the stage for memorable gatherings. The updated kitchen features modern Wood Mode cabinetry, granite countertops, a cozy breakfast nook surrounded by windows, and ample prep space. A full basement offers endless possibilities for storage, a workshop, or extra living space, while the under-house garage adds convenience. Enjoy the beauty of nature and the peaceful surroundings, all just a short drive from the heart of Richfield Springs. Don’t miss this incredible opportunity—schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,841/mo

Real estate (PITI + HOA + PMI)
$3,192
Principal + interest$2,303
Property tax + insurance$754
PMI / 2nd mortgage$135
Utilities
$1,385
Heating + cooling$543
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,841/mo TLC
Budget$5,000/mo
Remaining after TLC$1,159/mo
Purchase price
$359,000
Down payment
$17,950 (5%)
Loan amount
$341,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1951
Lot size
2.35 ac
Stories
1
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,227
MLS #
S1596751
County
Otsego

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeMicrowavePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansCentralVacuumDenSeparateFormalDiningRoomSeparateFormalLivingRoomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayEnclosedPorchPorchPropaneTankLeased
Parking
UndergroundElectricityStorage
Flooring
Carpet, CeramicTile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/3/2025. Provided courtesy of Benn Realty via Buffalo MLS. Information deemed reliable but not guaranteed.