CCertihomes
20201 Overlook Drive, Watertown Town, NY 13601

$249,900

3 beds 1 baths 1,554 sqft Built 1957136 days on marketActive

About this home

Welcome to your dream retreat! This stunning ranch home on 1.63 acres offers the perfect blend of privacy and convenience, nestled among mature trees for serene country living—just 5 minutes from the city! Step onto the expansive front deck—the ideal spot to sip your morning coffee or unwind on warm summer evenings. Inside, you’ll find an updated, move-in-ready home with a thoughtfully designed floor plan. The bright and spacious living room features durable, easy-care laminate floors and seamless sightlines to the dining area, perfect for entertaining or relaxing. The beautifully appointed kitchen boasts ample storage, solid surface counters, and plenty of workspace for all your culinary adventures. With three generously sized bedrooms and a gorgeous full bathroom, comfort and style are at your fingertips. The versatile lower-level bonus room offers endless possibilities—use it as a fourth bedroom, media room, home office, or gym—the choice is yours! Enjoy easy access to Fort Drum, I-81, and all the attractions of the North Country. Plus, beat the winter chill with two garages providing plenty of storage space. Don’t miss this rare opportunity to own a slice of paradise with the perfect location. Call today to schedule your private tour—this gem won’t last long!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,811/mo

Real estate (PITI + HOA + PMI)
$2,212
Principal + interest$1,603
Property tax + insurance$515
PMI / 2nd mortgage$94
Utilities
$1,203
Heating + cooling$452
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,811/mo TLC
Budget$5,000/mo
Remaining after TLC$2,189/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1957
Lot size
1.63 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,708
MLS #
S1597399
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
SeparateFormalDiningRoom
Exterior
BlacktopDriveway
Parking
AttachedDetachedGarage
Flooring
Carpet, Laminate, Varies
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/3/2025. Provided courtesy of NNY Homes Inc via Buffalo MLS. Information deemed reliable but not guaranteed.