CCertihomes
140 High Street, Watertown-City, NY 13601

$694,900

12 beds 0 baths 10,800 sqft Built 19500 days on marketActive

About this home

A rare investment opportunity in the heart of Downtown Watertown! This beautifully restored historic building has undergone over $300K in renovations since 2022, including: All-New Floors, Windows, Kitchens & Bathrooms 12 Modern Apartments – 11 currently rented! There are 4 different styles of apartment to choose from. Keyless Entry & Security System for peace of mind Long-Term Partnership with DSS – DSS maintains an on-site office for added security and property oversight Ample Parking for all tenants This turnkey property is fully updated and generating income! Don’t miss your chance to own a piece of Watertown’s history while securing a strong investment for the future.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,574/mo

Real estate (PITI + HOA + PMI)
$4,975
Principal + interest$3,152
Property tax + insurance$1,562
PMI / 2nd mortgage$261
Utilities
$5,537
Heating + cooling$2,619
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,574/mo TLC
Budget$8,074/mo
Remaining after TLC$500/mo
Purchase price
$694,900
Down payment
$34,745 (5%)
Loan amount
$660,155
APR
4%

Quick facts

Type
Commercial
Style
Year built
1950
Lot size
0.36 ac
Stories
3
Heating
Gas, Steam
Cooling
Water
Connected, Public
HOA
Annual tax
$5,827
MLS #
S1597431
County
Jefferson

Home features

Appliances
GasCooktopGasWaterHeaterRefrigerator
Exterior
BlacktopDrivewayGravelDriveway
Parking
OneSpaceNoGarage
Flooring
Laminate, Varies
Roof
Flat, Membrane, Rubber
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/3/2025. Provided courtesy of Forte Management Group via Buffalo MLS. Information deemed reliable but not guaranteed.