CCertihomes
717 Spaulding Street, Elmira City, NY 14904

$94,000

3 beds 2 baths 1,344 sqft Built 192889 days on marketActive

About this home

NEW PRICE! Turn sweat equity into lasting value. This home is full of potential and ready for your finish/personal touches and vision. With solid bones and numerous upgrades already completed, it’s a great opportunity for everyday living or rental income. Major improvements include brand new electrical, insulation, sheetrock, updated PVC plumbing, new heating system and hot water on demand. Situated on a generous corner lot, the backyard offers space for gardening, entertaining, or outdoor relaxation. As an added bonus, the seller is offering a $6, 000 credit at closing for garage removal, with a reasonable offer. Whether you're looking for a place to call home or a smart investment, this property has great rental potential—estimated at approximately $1, 300/month.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,671/mo

Real estate (PITI + HOA + PMI)
$1,105
Principal + interest$603
Property tax + insurance$467
PMI / 2nd mortgage$35
Utilities
$1,019
Heating + cooling$360
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,671/mo TLC
Budget$5,000/mo
Remaining after TLC$3,329/mo
Purchase price
$94,000
Down payment
$4,700 (5%)
Loan amount
$89,300
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1928
Lot size
0.1457 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,918
MLS #
R1597674
County
Chemung

At a glance

Basement
Garage

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomPullDownAtticStairs
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Laminate, Varies
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14904

MetricThis ZIPCountyUSA
Population11,94419,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density2,198395
Male5,6529,381,926147,432,321
Female6,2929,969,168151,655,844
Never Married2,6984,946,39163,775,926
Married4,2197,166,701123,120,365
Separated4691,159,67312,639,686
Widowed6931,110,24515,467,586
Divorced1,2471,210,44823,075,029
Number Of House Hold4,5027,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age34.8736.5335.46
Median House Hold Income$34,773$49,847$48,276
Average House Hold Income$41,040$70,032$63,629
P C I$15,691$26,569$24,529
M D I$30,790$42,210$41,133
A T H E$38,420$54,185$50,898
S T R8.00%4.00%
W C J77.96%81.55%77.74%
(Zip) Code
14904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/4/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.