CCertihomes
5107 W Lake Road, Fleming, NY 13021

$548,500

4 beds 2 baths 2,184 sqft Built 186029 days on marketActive

About this home

Welcome to life on the lake! Enjoy all the opportunities that come with living on the picturesque shores of Owasco Lake. This four-bedroom home has been family-owned and cared for for over 40 years. Picture yourself sitting on the front porch, taking in the sunrise with a cup of coffee. Offering over 2, 100 square feet of living space, this home has it all. The main level features a large living room, a cozy family room with lake views throughout, and a first floor laundry. The basement has a fantastic room know as "the rock room, " which is perfect for a home gym. Don't miss the opportunity to live on the lake while enjoying the convenience of being just a short drive from town!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,674/mo

Real estate (PITI + HOA + PMI)
$5,053
Principal + interest$3,519
Property tax + insurance$1,328
PMI / 2nd mortgage$206
Utilities
$1,464
Heating + cooling$579
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$5,674/mo TLC
Budget$6,174/mo
Remaining after TLC$500/mo
Purchase price
$548,500
Down payment
$27,425 (5%)
Loan amount
$521,075
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1860
Lot size
0.63 ac
Stories
2
Heating
Gas, Baseboard, HotWater
Cooling
Water
Lake, River, Well
HOA
Annual tax
$8,981
MLS #
S1597756
County
Cayuga

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
EatInKitchenSeparateFormalLivingRoomPantryWorkshop
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Laminate, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
William H Seward Elementary

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/5/2025. Provided courtesy of The Real Estate Agency via Buffalo MLS. Information deemed reliable but not guaranteed.