CCertihomes
128 Central Avenue, Webb, NY 13331

$399,000

3 beds 2 baths 1,540 sqft Built 1950109 days on marketActive

About this home

Charming Year-Round Adirondack Home with Income Potential in picturesque Eagle Bay! Rustic two-bedroom home nestled in the heart of Eagle Bay Park with lake rights to Fourth Lake and access to two private sandy beaches. This unique property includes a one bedroom/one bathroom rental garage apartment, offering an excellent investment opportunity or space for guests. Enjoy the serenity and natural beauty of the Adirondacks with all-season access. The property is part of the Eagle Bay Park Association, which includes a pavilion, swimming, boating, and other recreational amenities. Association dues are $200/yearly. There is a fee and waiting list for dock space. Conveniently located near the shops, dining, and attractions of Old Forge and Inlet, this home offers the perfect blend of tranquility and accessibility. 2-bedroom main home with rustic Adirondack finish. Separate rental garage apartment. Year-round access and income potential. Lake rights with access to 2 private beaches on Fourth Lake. Close to Old Forge & Inlet amenities! Whether you're looking for a peaceful retreat, a family getaway, or a savvy investment, this property delivers!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,841/mo

Real estate (PITI + HOA + PMI)
$3,321
Principal + interest$2,560
Property tax + insurance$594
HOA$17
PMI / 2nd mortgage$150
Utilities
$1,179
Heating + cooling$434
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$3,841/mo TLC
Budget$5,000/mo
Remaining after TLC$1,159/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1950
Lot size
0.18 ac
Stories
0
Heating
Propane, ForcedAir, HotWater, Wood
Cooling
Water
Well
HOA
$200 / Annually
Annual tax
$1,885
MLS #
S1597242
County
Herkimer

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
GasOvenGasRangePropaneWaterHeaterRefrigerator
Interior
LivingDiningRoomStorage
Exterior
EnclosedPorchGravelDrivewayPorchPropaneTankLeased
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13331

MetricThis ZIPCountyUSA
Population1,04719,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density4395
Male5189,381,926147,432,321
Female5299,969,168151,655,844
Never Married1954,946,39163,775,926
Married5187,166,701123,120,365
Separated271,159,67312,639,686
Widowed681,110,24515,467,586
Divorced861,210,44823,075,029
Number Of House Hold4527,102,016111,826,380
Average House Hold Size2.302.642.60
Medial Age44.6636.5335.46
Median House Hold Income$38,067$49,847$48,276
Average House Hold Income$47,571$70,032$63,629
P C I$20,666$26,569$24,529
M D I$33,286$42,210$41,133
A T H E$42,355$54,185$50,898
S T R8.00%4.00%
W C J76.22%81.55%77.74%
(Zip) Code
13331

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/5/2025. Provided courtesy of Benn Realty via Buffalo MLS. Information deemed reliable but not guaranteed.