CCertihomes
56 Main Street, Camden, NY 13316

$325,000

0 beds 0 baths 4,068 sqft Built 1900121 days on marketActive

About this home

Attention all investors: this property contains commercial space on the ground floor and residential rentals on the second and third floors. This is on a corner with excellent exposure on two sides. It is right in the middle of downtown Camden, NY. There is plenty of parking on-site and off-site. This would be an excellent location for a coffee shop, a restuarant, a diner, a hair salon, a nail salon and a number of other retail possibilities. It features one larger retail location along with a smaller retail/office location(accountant, attorney, and other service businesses) and includes 4 rental units all currently rented upstairs. Some seller financing will be considered. Please contact the listing agent for terms. If you're looking to start a business and offset expenses with built-in rental income this is it.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,202/mo

Real estate (PITI + HOA + PMI)
$3,060
Principal + interest$2,085
Property tax + insurance$853
PMI / 2nd mortgage$122
Utilities
$2,345
Heating + cooling$1,023
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,202/mo TLC
Budget$5,000/mo
Remaining after TLC$798/mo
Purchase price
$325,000
Down payment
$16,250 (5%)
Loan amount
$308,750
APR
7.15%

Quick facts

Type
Business
Style
Year built
1900
Lot size
0.09 ac
Stories
3
Heating
Oil, ForcedAir
Cooling
Water
HOA
Annual tax
$4,703
MLS #
S1597214
County
Oneida

At a glance

Basement

Home features

Parking
Surfaced
Roof
Asphalt, Shingle
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13316

MetricThis ZIPCountyUSA
Population6,32919,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density43395
Male3,2159,381,926147,432,321
Female3,1139,969,168151,655,844
Never Married1,1834,946,39163,775,926
Married2,9317,166,701123,120,365
Separated1881,159,67312,639,686
Widowed3681,110,24515,467,586
Divorced4131,210,44823,075,029
Number Of House Hold2,2367,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age36.9736.5335.46
Median House Hold Income$38,941$49,847$48,276
Average House Hold Income$50,208$70,032$63,629
P C I$17,844$26,569$24,529
M D I$34,125$42,210$41,133
A T H E$43,861$54,185$50,898
S T R9.00%4.00%
W C J80.68%81.55%77.74%
(Zip) Code
13316

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/7/2025. Provided courtesy of Move Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.