CCertihomes
124 E 3rd Street, Oswego, NY 13126

$415,800

6 beds 5 baths 4,198 sqft Built 185081 days on marketActive

About this home

This Fully-furnished Italianate style Victorian house is a rare find in the historic city of Oswego New York. The home features the original hardwoods, 4 marble fireplaces, 12ft ceilings, a formal dining room along with a family dining room, and a formal living room as well as a family living room. The historical house features 6 bed, 4 bath and a main floor powder room. The kitchen has floor to ceiling cupboards and custom granite countertops. Off the living room you’ll find the veranda, perfect for seasonal dining, and the Mohawk porch offers a wonderful area for summer lounging. Extensive flower gardens surround the house while the backyard features a garden and patio area. The home comes equipped with a standby generator and Central AC. The property also includes a carriage house with electrical service. The home is being sold fully-furnished. This house is located near Lake Ontario, and within walking distance to restaurants and shopping. It is located on a quiet corner lot in the Washington Square Historic District and is on the national register of historic places. The home has a generous-sized first floor mother-in-law suite. It can also continue to be run as a B&B. *Oswego County Real Property has the home listed at 4, 198 sqft. No idea where MLS is generating 10, 509 sqft from.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,471/mo

Real estate (PITI + HOA + PMI)
$4,267
Principal + interest$2,668
Property tax + insurance$1,443
PMI / 2nd mortgage$156
Utilities
$2,510
Heating + cooling$1,092
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$5,471/mo TLC
Budget$5,971/mo
Remaining after TLC$500/mo
Purchase price
$415,800
Down payment
$20,790 (5%)
Loan amount
$395,010
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1850
Lot size
0.15 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$10,740
MLS #
S1598239
County
Oswego

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWineCoolerWasher
Interior
DenSeparateFormalDiningRoomEntranceFoyerFurnishedSeparateFormalLivingRoomGuestAccommodationsGraniteCountersHomeOfficePantryNaturalWoodworkWindowTreatmentsBedroomOnMainLevelInLawFloorplanMainLevelPrimaryPrimarySuiteWorkshop
Exterior
BlacktopDrivewayFullyFenced
Parking
DetachedGarage
Flooring
Hardwood, Marble, Other, SeeRemarks, Varies
Roof
Metal
Sewer
Connected

Lot features

CornerLot, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/8/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.