CCertihomes
646 Cayuga Drive, Niagara Falls, NY 14304

$299,000

0 beds 0 baths 9,401 sqft Built 191299 days on marketActive

About this home

Originally built in 1926 as a YMCA, this incredible, all-brick church building and separate house/rectory is situated in a phenomenal location, immediately across from Cayuga Creek, with immense opportunity spanning over 9400 square feet. With rich history and endless potential to be revitalized and used as a place of worship, community center, creative space, the possibilities are as vast as your imagination! The church building includes the spacious sanctuary with 14.5 foot ceilings, classrooms on three levels, offices, kitchen, spacious fellowship hall and multiple bathrooms as well as storage and off-street parking spaces on a paved lot with handicap access. The residential home features a large kitchen with abundant wood cabinetry opening to the formal dining rm and living rm with attractive hardwood floors & period woodwork with a decorative gas stove. The covered front porch is perfect for sipping your morning coffee and the 4 bedrooms with a possible 5th provides ample room. Many updated included high-efficiency Lennox furnace, HWT, electric service 2012, PVC stack pipe and mostly newer windows 2011, 1 full bathroom, full attic and basement.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,836/mo

Real estate (PITI + HOA + PMI)
$4,491
Principal + interest$1,918
Property tax + insurance$2,461
PMI / 2nd mortgage$112
Utilities
$4,726
Heating + cooling$2,211
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$6,836/mo TLC
Budget$7,336/mo
Remaining after TLC$500/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
Office
Style
Year built
1912
Lot size
0.4132 ac
Stories
2
Heating
Gas, Baseboard, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$21,566
MLS #
B1597669
County
Niagara

At a glance

Basement

Home features

Parking
OtherSeeRemarksSurfaced
Flooring
Hardwood, Linoleum, Other, SeeRemarks, Varies, Vinyl, Carpet
Roof
Asphalt, Shingle
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14304

MetricThis ZIPCountyUSA
Population31,89419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density1,602395
Male15,3339,381,926147,432,321
Female16,5619,969,168151,655,844
Never Married6,3964,946,39163,775,926
Married14,4547,166,701123,120,365
Separated8901,159,67312,639,686
Widowed2,3721,110,24515,467,586
Divorced2,6241,210,44823,075,029
Number Of House Hold12,5507,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age41.1236.5335.46
Median House Hold Income$43,090$49,847$48,276
Average House Hold Income$50,985$70,032$63,629
P C I$20,741$26,569$24,529
M D I$37,376$42,210$41,133
A T H E$44,292$54,185$50,898
S T R8.00%4.00%
W C J76.41%81.55%77.74%
(Zip) Code
14304

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/9/2025. Provided courtesy of Keller Williams Realty WNY via Buffalo MLS. Information deemed reliable but not guaranteed.