422 N James Street, Rome, NY 13440
$80,000
3 beds 1 baths 3,916 sqft Built 1950105 days on marketActive
About this home
Looking for a great income property on a main throughfare in Rome? You have found it! The bottom floor is a blank slate to create what you would like. You can set it up for business or a second living area. The top floor is move in ready. All in the heart of Rome.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$2,328/mo
- Real estate (PITI + HOA + PMI)
- $1,128
- Utilities
- $2,277
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$513
Property tax + insurance$585
PMI / 2nd mortgage$30
Heating + cooling$989
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$2,672/mo
Purchase price
$80,000
Down payment
$4,000 (5%)
Loan amount
$76,000
APR
7.15%
Quick facts
Type
MultiFamily
Style
Duplex
Year built
1950
Lot size
0.06 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Spring
HOA
—
Annual tax
$4,175
MLS #
S1598645
County
Oneida
At a glance
Basement
Home features
Appliances
GasWaterHeater
Exterior
FullyFenced
Parking
OnStreet
Flooring
Carpet, Laminate, Varies
Roof
Asphalt
Sewer
Connected
Lot features
NearPublicTransit, Rectangular, RectangularLot
Neighborhood — 13440
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 32,052 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -29.00% | 8.00% | 20.00% |
| Population Density | 260 | 395 | — |
| Male | 15,613 | 9,381,926 | 147,432,321 |
| Female | 16,439 | 9,969,168 | 151,655,844 |
| Never Married | 7,414 | 4,946,391 | 63,775,926 |
| Married | 12,044 | 7,166,701 | 123,120,365 |
| Separated | 1,619 | 1,159,673 | 12,639,686 |
| Widowed | 2,569 | 1,110,245 | 15,467,586 |
| Divorced | 2,754 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 12,532 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.44 | 2.64 | 2.60 |
| Medial Age | 38.72 | 36.53 | 35.46 |
| Median House Hold Income | $38,084 | $49,847 | $48,276 |
| Average House Hold Income | $48,394 | $70,032 | $63,629 |
| P C I | $19,680 | $26,569 | $24,529 |
| M D I | $33,405 | $42,210 | $41,133 |
| A T H E | $42,693 | $54,185 | $50,898 |
| S T R | 9.00% | 4.00% | — |
| W C J | 78.64% | 81.55% | 77.74% |
(Zip) Code
13440
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 4/11/2025. Provided courtesy of Weichert Realtors Premier Properties via Buffalo MLS. Information deemed reliable but not guaranteed.