CCertihomes
8259 Oswego Road, Clay, NY 13090

$105,000

3 beds 1 baths 916 sqft Built 194599 days on marketActive

About this home

OPPORTUNITY KNOCKS IN THE HEART OF CLAY! THIS 3-BEDROOM, 1-BATH HOME SITS ON A SPACIOUS HALF-ACRE LOT WITH A PRIVATE, WOODED BACKYARD ON A DEAD-END STREET, OFFERING PRIVACY JUST MINUTES FROM EVERYTHING. THE HOME IS IN NEED OF A TOTAL RENOVATION AND IS BEING SOLD AS-IS, PERFECT FOR INVESTORS, FLIPPERS, OR AMBITIOUS BUYERS LOOKING TO CREATE THEIR DREAM HOME. INSIDE, YOU'LL FIND ORIGINAL HARDWOOD FLOORS THROUGHOUT JUST WAITING TO BE BROUGHT BACK TO LIFE. THE LAYOUT OFFERS GREAT POTENTIAL WITH SOLID BONES AND PLENTY OF NATURAL LIGHT. A DETACHED GARAGE ADDS EXTRA VALUE AND FUNCTIONALITY, WHETHER FOR STORAGE, A WORKSHOP, OR FUTURE EXPANSION. TANKLESS HOT WATER AND KEROSENE FURNACE! LOCATED IN A DESIRABLE LOCATION CLOSE TO ROUTE 31, ROUTE 481 AND ALL YOUR RETAIL SHOPS! THIS IS A CHANCE TO BUILD EQUITY IN A PRIME LOCATION! BRING YOUR VISION, YOUR TOOLBOX, AND YOUR CREATIVITY—THIS ONE WON’T LAST LONG!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,751/mo

Real estate (PITI + HOA + PMI)
$1,276
Principal + interest$674
Property tax + insurance$563
PMI / 2nd mortgage$39
Utilities
$838
Heating + cooling$266
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$1,751/mo TLC
Budget$5,000/mo
Remaining after TLC$3,249/mo
Purchase price
$105,000
Down payment
$5,250 (5%)
Loan amount
$99,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1945
Lot size
0.5739 ac
Stories
1
Heating
Other, SeeRemarks, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,166
MLS #
S1599293
County
Onondaga

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
CeilingFansSeparateFormalLivingRoomGalleyKitchenOtherSeeRemarksBedroomOnMainLevel
Exterior
DirtDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 13090

MetricThis ZIPCountyUSA
Population29,00319,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density2,226395
Male14,1209,381,926147,432,321
Female14,8839,969,168151,655,844
Never Married6,0244,946,39163,775,926
Married13,2277,166,701123,120,365
Separated7961,159,67312,639,686
Widowed9251,110,24515,467,586
Divorced1,8161,210,44823,075,029
Number Of House Hold10,8857,102,016111,826,380
Average House Hold Size2.662.642.60
Medial Age34.2236.5335.46
Median House Hold Income$61,223$49,847$48,276
Average House Hold Income$66,845$70,032$63,629
P C I$25,587$26,569$24,529
M D I$50,729$42,210$41,133
A T H E$53,259$54,185$50,898
S T R8.00%4.00%
W C J80.08%81.55%77.74%
(Zip) Code
13090

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/11/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.