CCertihomes
707 Cooper Street, Watertown City, NY 13601

$99,900

4 beds 2 baths 2,237 sqft Built 1905115 days on marketActive

About this home

Here is a great opportunity to give a home a fresh new look with a little TLC. Home is being sold as is. Has great bones and spacious rooms. There is a kitchen downstairs and upstairs so you easily could rent the upstairs out to pay the mortgage. The first floor has an enclosed front porch, kitchen, dining room, living room, bedroom, full bathroom and laundry room. Upstairs features full bath, kitchen, dining area and additional bedrooms. There is a paved driveway and detached garage.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,888/mo

Real estate (PITI + HOA + PMI)
$1,063
Principal + interest$641
Property tax + insurance$385
PMI / 2nd mortgage$37
Utilities
$1,541
Heating + cooling$621
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,888/mo TLC
Budget$5,000/mo
Remaining after TLC$3,112/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1905
Lot size
0.1731 ac
Stories
0
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$2,422
MLS #
S1599413
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
GasCooktopGasWaterHeaterRefrigerator
Interior
BreakfastBarBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/13/2025. Provided courtesy of Door to Door Realty via Buffalo MLS. Information deemed reliable but not guaranteed.