CCertihomes
705 Irving Street, Olean, NY 14760

$189,900

6 beds 2 baths 2,570 sqft Built 1927109 days on marketActive

About this home

This upper/lower duplex has been beautifully renovated in a prime location. Excellent investment opportunity or perfect for owner-occupancy! Many of the updates include new windows, vinyl siding, new kitchens and baths, front and back decks, flooring, fresh paint, appliances and more. Each unit features 3 bedrooms and 1 full bath. No appliances in the home. Lower unit heats with gas and the upper unit is multi-zoned electric. Total of 2570 sq. ft., 1 car detached garage, shed, nice back yard and an extra lot on the side goes with the home. This is located near downtown Olean, offering easy access to shopping, dining, schools, parks, and other local amenities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,765/mo

Real estate (PITI + HOA + PMI)
$1,844
Principal + interest$1,218
Property tax + insurance$555
PMI / 2nd mortgage$71
Utilities
$1,801
Heating + cooling$751
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,765/mo TLC
Budget$5,000/mo
Remaining after TLC$2,235/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1927
Lot size
0.35 ac
Stories
2
Heating
Gas, Baseboard, Electric, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,325
MLS #
B1599426
County
Cattaraugus

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeaterGasWaterHeater
Parking
ConcreteTwoOrMoreSpaces
Flooring
LuxuryVinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/14/2025. Provided courtesy of Howard Hanna WNY Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.