CCertihomes
1622 State Street, Watertown-City, NY 13601

$155,900

0 beds 0 baths 2,695 sqft Built 191055 days on marketActive

About this home

Want a business with a home upstairs? This one is perfect! Many recent improvements. Can not be used as a separate apartment because there is no private staircase. Ample parking, very visible street, and a corner location with two entrances. Active business now. Many walls are not load bearing with curtained off areas. When viewing if a client is there, on an appointment SELLERS REQUEST THAT THEY BE VERY QUIET SO AS TO MAINTAIN A QUIET AND PEACEFUL ATMOSPHERE. AGENTS AND BUYERS ARE ASKED NOT TO QUESTION EMPLOYEES. Direct all questions to Listing Agent with as much notice as possible, do not need 24 hours. If owner occupied, kitchen and half bath could be enlarged. Was originally a single family home. Shows very well. Two blocks to beautiful Thompson Park, within walking distance to shopping. 5/30/2025 Owner has signed a 10 year lease for $1500 a month for the property. At the end of the 2nd year, the rent will be increased by 3% every year. A buyer can take over the lease but can not take occupancy. Lease takes priority over the sale.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,514/mo

Real estate (PITI + HOA + PMI)
$1,603
Principal + interest$1,000
Property tax + insurance$545
PMI / 2nd mortgage$58
Utilities
$1,755
Heating + cooling$728
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,514/mo TLC
Budget$5,000/mo
Remaining after TLC$2,486/mo
Purchase price
$155,900
Down payment
$7,795 (5%)
Loan amount
$148,105
APR
7.15%

Quick facts

Type
COM
Style
Year built
1910
Lot size
0.1273 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$3,519
MLS #
S1599672
County
Jefferson

Home features

Roof
Shingle
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/14/2025. Provided courtesy of Nancy D Storino Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.