CCertihomes
145 Charles Street, Erwin, NY 14870

$135,000

3 beds 1 baths 1,104 sqft Built 1920120 days on marketActive

About this home

Welcome to 145 Charles Street in Painted Post! This updated ranch-style home offers one-level living with accessibility features and thoughtful updates throughout. Featuring 3 bedrooms and 1 full bath, the home showcases new Select Surfaces SpillDefense laminate flooring in the living room, bathroom, and front bedroom, along with fresh neutral paint in most rooms. The renovated bathroom adds a modern touch, and the kitchen features a granite countertop, gas range, dishwasher, trash compactor, and refrigerator. Enjoy the enclosed front porch as a bonus living space or cozy retreat. Outside, you'll find a fully fenced backyard, a side porch ramp for backyard access, and a front ramp for added convenience and accessibility. The full basement offers additional storage or project space. Located in the Corning-Painted Post School District, this home is within walking distance of Hodgman Park, Craig Park, and Corning Middle School. This home is part of the Howard Hanna 100% Money Back Guarantee Program—terms and conditions apply. The listing agent is related to the seller.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,813/mo

Real estate (PITI + HOA + PMI)
$1,312
Principal + interest$866
Property tax + insurance$395
PMI / 2nd mortgage$51
Utilities
$921
Heating + cooling$311
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,813/mo TLC
Budget$5,000/mo
Remaining after TLC$3,187/mo
Purchase price
$135,000
Down payment
$6,750 (5%)
Loan amount
$128,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1920
Lot size
0.2114 ac
Stories
1
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$2,739
MLS #
R1599810
County
Steuben

At a glance

Air conditioning
Basement

Home features

Appliances
DishwasherDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorTrashCompactorWaterSoftenerOwned
Interior
CeilingFansSeparateFormalLivingRoomGraniteCountersPullDownAtticStairsBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPorch
Parking
NoGarage
Flooring
Carpet, CeramicTile, Laminate, Varies
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Calvin U Smith Elementary
Middle
Corning-Painted Post Middle
High
Corning-Painted Post East High

Neighborhood — 14870

MetricThis ZIPCountyUSA
Population8,47219,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density147395
Male4,0699,381,926147,432,321
Female4,4039,969,168151,655,844
Never Married1,4364,946,39163,775,926
Married3,7567,166,701123,120,365
Separated3511,159,67312,639,686
Widowed6211,110,24515,467,586
Divorced7391,210,44823,075,029
Number Of House Hold3,1867,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6836.5335.46
Median House Hold Income$41,920$49,847$48,276
Average House Hold Income$54,225$70,032$63,629
P C I$21,327$26,569$24,529
M D I$36,428$42,210$41,133
A T H E$45,993$54,185$50,898
S T R8.00%4.00%
W C J74.04%81.55%77.74%
(Zip) Code
14870

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/15/2025. Provided courtesy of Howard Hanna Corning Denison via Buffalo MLS. Information deemed reliable but not guaranteed.