$209,000
About this home
Terrific Student Rental Opportunity – Fully Rented 4-Bedroom in Oneonta, NY. Invest in a turn-key student rental just minutes from both SUNY Oneonta and Hartwick College! This well-maintained 4-bedroom property is fully rented through the 2025-2026 school year and generating $30, 800 in annual rental income. Located just a short stroll from downtown’s retail shops, pizza joints, and “study breaks, ” this place is where students actually want to live (and parents are happy to pay for). Whether you’re a seasoned investor or just starting out, this is a high-demand, low-maintenance asset in a prime location. Highlights include: Well cared for, spacious rooms, 2 full bathrooms, large kitchen with dishwasher and first floor laundry. Ample off-street parking. To include new roof and furnace prior to close. Don’t miss this chance to own a proven income-generating property in one of New York’s top college towns!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $1,979
- Utilities
- $985
- Transportation
- $0
- Other (entertainment)
- $133
Quick facts
At a glance
Home features
Lot features
NearPublicTransit, Rectangular, RectangularLot
Neighborhood — 13820
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,502 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -3.00% | 8.00% | 20.00% |
| Population Density | 222 | 395 | — |
| Male | 10,003 | 9,381,926 | 147,432,321 |
| Female | 11,499 | 9,969,168 | 151,655,844 |
| Never Married | 6,692 | 4,946,391 | 63,775,926 |
| Married | 6,240 | 7,166,701 | 123,120,365 |
| Separated | 3,447 | 1,159,673 | 12,639,686 |
| Widowed | 1,278 | 1,110,245 | 15,467,586 |
| Divorced | 1,373 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 6,786 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.41 | 2.64 | 2.60 |
| Medial Age | 27.79 | 36.53 | 35.46 |
| Median House Hold Income | $32,937 | $49,847 | $48,276 |
| Average House Hold Income | $44,031 | $70,032 | $63,629 |
| P C I | $15,440 | $26,569 | $24,529 |
| M D I | $29,234 | $42,210 | $41,133 |
| A T H E | $40,137 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 81.17% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 4/15/2025. Provided courtesy of BlueSky Properties via Buffalo MLS. Information deemed reliable but not guaranteed.