CCertihomes
10 Orchard Street #8, Urbana, NY 14840

$430,000

4 beds 4 baths 2,280 sqft Built 190091 days on marketActive

About this home

Located in the historic Village of Hammondsport, this meticulously maintained multi-family home could be your opportunity to begin your journey into income producing properties, or to expand your portfolio! This charming property boasts two recently renovated units. Each side consisting of 2-bedrooms and 1.5 bathrooms, a formal dining room, living room, hardwood floors, granite countertops, and seller owned appliances. The house has a new roof, siding and utilities, making this truly a turn-key investment! Settled in a quiet area with off street parking, this property is just a short walk/drive from the heart of Hammondsport and all of the amenities that it has to offer. Do not miss your opportunity to own this fantastic property!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,292/mo

Real estate (PITI + HOA + PMI)
$3,639
Principal + interest$2,759
Property tax + insurance$719
PMI / 2nd mortgage$161
Utilities
$1,440
Heating + cooling$568
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,292/mo TLC
Budget$5,000/mo
Remaining after TLC$708/mo
Purchase price
$430,000
Down payment
$21,500 (5%)
Loan amount
$408,500
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.18 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$2,876
MLS #
R1599467
County
Steuben

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Exterior
Fence
Parking
Gravel
Flooring
Hardwood, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14840

MetricThis ZIPCountyUSA
Population1,94419,351,094299,088,112
Population Change Since19907.00%8.00%20.00%
Population Density32395
Male9749,381,926147,432,321
Female9709,969,168151,655,844
Never Married3134,946,39163,775,926
Married1,0047,166,701123,120,365
Separated771,159,67312,639,686
Widowed951,110,24515,467,586
Divorced1321,210,44823,075,029
Number Of House Hold7297,102,016111,826,380
Average House Hold Size2.632.642.60
Medial Age43.6436.5335.46
Median House Hold Income$40,848$49,847$48,276
Average House Hold Income$51,821$70,032$63,629
P C I$19,882$26,569$24,529
M D I$35,674$42,210$41,133
A T H E$44,792$54,185$50,898
S T R8.00%4.00%
W C J78.05%81.55%77.74%
(Zip) Code
14840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/17/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.