CCertihomes
156 Main Street, Worcester, NY 12197

$129

0 beds 0 baths 1,750 sqft Built 18900 days on marketActive

About this home

Main street mixed use building located in well maintained Victorian Hamlet of Worcester, NY Street level portion is ideal for retail, has a half bath, and presently occupied by owners' business, presently a seamstress, that will be ready to vacate upon your purchase. Second floor is a neat, clean, 2-bedroom apartment with independent exterior entrance. There is a large, solid, deck off the second-floor apartment with stairway to ground level. Adjoining properties consist of long-established attorneys, insurance, Real Estate, hotel, etc. Located along I-88 interchange#19, midway from Cobleskill and Oneonta in a thriving community you will be proud of.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$944/mo

Real estate (PITI + HOA + PMI)
$231
Principal + interest$1
Property tax + insurance$230
Utilities
$1,249
Heating + cooling$478
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$944/mo TLC
Budget$5,000/mo
Remaining after TLC$4,056/mo
Purchase price
$129
Down payment
$6 (5%)
Loan amount
$123
APR
7.15%

Quick facts

Type
MixedUse
Style
Year built
1890
Lot size
0.12 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$1,875
MLS #
R1596481
County
Otsego

At a glance

Basement

Home features

Parking
OtherSeeRemarks
Flooring
Other, SeeRemarks
Roof
Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 12197

MetricThis ZIPCountyUSA
Population2,12419,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density32395
Male1,0099,381,926147,432,321
Female1,1159,969,168151,655,844
Never Married3894,946,39163,775,926
Married9447,166,701123,120,365
Separated941,159,67312,639,686
Widowed2001,110,24515,467,586
Divorced1511,210,44823,075,029
Number Of House Hold8257,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age40.3036.5335.46
Median House Hold Income$33,999$49,847$48,276
Average House Hold Income$39,401$70,032$63,629
P C I$15,304$26,569$24,529
M D I$30,223$42,210$41,133
A T H E$37,533$54,185$50,898
S T R8.00%4.00%
W C J83.66%81.55%77.74%
(Zip) Code
12197

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/18/2025. Provided courtesy of Country Boy Realty via Buffalo MLS. Information deemed reliable but not guaranteed.