CCertihomes
41 Bank Street, Smethport Boro, PA 16749

$245,000

3 beds 3 baths 1,936 sqft Built 1900111 days on marketActive

About this home

Rare opportunity to own a renovated historic home in a prime location in Smethport. With 3 bedrooms, 2.5 bathrooms, and a bonus craft room or office, this home is move-in ready for a family or anyone looking to relocate to the charm of a small town. This Bank Street location has all the amenities, including a custom kitchen with all new cabinetry and built-ins by a finish carpenter, updated bathrooms, new insulation, new plumbing, new wiring, new panel box, new baseboards, new air conditioning, new lighting, replacement windows, and a whole-house Generac generator that automatically powers the home during an outage. This home boasts a chef’s kitchen with brand new appliances, including a gas range, dishwasher, and refrigerator, and a lovely center island. The dining room, with beautiful new built-ins, can double as a library or office, and has French doors that open to a large Trex/composite screened back porch. The wrap-around front porch leads to a large living room with a cozy freestanding gas fireplace. A half bathroom and a full laundry/mud room with a new washer & dryer round out the first floor. There also is a washer/dryer hookup available in the 2nd floor bonus room. The spacious primary suite has an attached all-new bathroom with a large step-in shower with glass doors, and a full walk-in closet with natural light. A second fully renovated bath upstairs accommodates the two additional bedrooms. Quiet neighborhood with large flat lot and paved access from Bank Street or Short Lane. This home has a paved driveway and an oversized, insulated two-car garage with room for a workshop. Recently renovated for the sellers as a forever home with customized attention to detail, including a wider staircase, new sheet-rocked walls and ceilings, and new hardwood and LVP floors, all while preserving original features and architecture. For accessibility, there is a chair lift included that could be reinstalled for easy access to second floor. Don’t miss this opportunity to own this gem of a home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.17% APR.

Your estimated payment
$7,318/mo

Real estate (PITI + HOA + PMI)
$2,138
Principal + interest$1,575
Property tax + insurance$471
PMI / 2nd mortgage$92
Utilities
$10,337
Heating + cooling$5,007
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$157
$7,318/mo TLC
Budget$7,818/mo
Remaining after TLC$500/mo
Purchase price
$245,000
Down payment
$12,250 (5%)
Loan amount
$232,750
APR
7.17%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.52 ac
Stories
2
Heating
Electric, Gas, Other, SeeRemarks, Zoned, Baseboard, HotWater
Cooling
Other, SeeRemarks, Zoned, CentralAir
Water
Connected, Public
HOA
Annual tax
$2,057
MLS #
R1600608
County
McKean

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomHomeOfficeCountryKitchenKitchenIslandPantryNaturalWoodworkBathInPrimaryBedroomProgrammableThermostatWorkshop
Exterior
BlacktopDrivewayPorch
Parking
DetachedGarageGarageDoorOpener
Flooring
Hardwood, LuxuryVinyl, Varies
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 16749

MetricThis ZIPCountyUSA
Population2,14412,469,371299,088,112
Population Change Since1990-6.00%5.00%20.00%
Population Density16276
Male1,0726,055,244147,432,321
Female1,0726,414,127151,655,844
Never Married3082,751,48963,775,926
Married1,0245,293,143123,120,365
Separated129507,93712,639,686
Widowed139821,94315,467,586
Divorced168820,43323,075,029
Number Of House Hold8114,836,935111,826,380
Average House Hold Size2.472.482.60
Medial Age41.4838.5835.46
Median House Hold Income$40,282$45,389$48,276
Average House Hold Income$51,136$58,718$63,629
P C I$20,651$23,603$24,529
M D I$35,330$39,194$41,133
A T H E$44,403$48,250$50,898
S T R6.00%6.00%
W C J76.46%77.95%77.74%
(Zip) Code
16749

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/21/2025. Provided courtesy of Howard Hanna Professionals - Smethport via Buffalo MLS. Information deemed reliable but not guaranteed.

41 Bank Street · Smethport Boro — $245,000 · Certihomes