CCertihomes
15 Gold Street, Norwich, NY 13815

$119,500

5 beds 3 baths 2,582 sqft Built 1920107 days on marketActive

About this home

Large 2-family home in Norwich Schools. Great option for investors or owner-occupants! Some updates completed, with room for improvements in this priced-to-sell budget-friendly property. Primary unit is comprised of Kitchen, dining room, living room, 1.5 baths, laundry hook-ups, 2 bedrooms downstairs with a 3rd large bedroom upstairs. The enclosed front porch offers additional storage or enjoyable 3-season space. The second floor apartment is 2 bedrooms, 1 bath with kitchen, living room, and 2nd floor 3-season space. Income producing unit to help cover the cost of a mortgage for owner-occupants! Separate electric panels, large lot with fenced in dog-friendly backyard, 2-stall garage PLUS a 3rd bay currently set up as an insulated workshop or gym-area. Convenient to all city amenities, but outside of the flood zones. No flood insurance needed: keep more of your rental income in your account! Priced to sell; schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,206/mo

Real estate (PITI + HOA + PMI)
$1,364
Principal + interest$767
Property tax + insurance$552
PMI / 2nd mortgage$45
Utilities
$1,581
Heating + cooling$636
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,206/mo TLC
Budget$5,000/mo
Remaining after TLC$2,794/mo
Purchase price
$119,500
Down payment
$5,975 (5%)
Loan amount
$113,525
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1920
Lot size
0.27 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,049
MLS #
R1599675
County
Chenango

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
Storage
Exterior
Fence
Parking
TwoOrMoreSpaces
Flooring
Carpet, Laminate, Tile, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/21/2025. Provided courtesy of Chenango County Realty via Buffalo MLS. Information deemed reliable but not guaranteed.