CCertihomes
436 Exchange Street, Geneva-City, NY 14456

$375,000

0 beds 0 baths 3,080 sqft Built 19200 days on marketActive

About this home

Here's your chance to own a stunning mixed-use property, offering immediate income potential in a highly sought-after Geneva location. This building features a ground-floor commercial space (currently a collection of beautiful appointed wine tasting rooms, renovated 2021) and a stunning updated one-bedroom apartment upstairs (renovated 2022) with a private rooftop patio. The apartment is a proven Airbnb success, generating approx. $30, 000 annually. Benefit from significant recent upgrades: new roof (2024), new furnace & central air (2022). Perfectly situated just a stone's throw from Seneca Lake, on the Wine Trail, and near Geneva's vibrant downtown bars, restaurants, and shops. A turnkey investment in a thriving location!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,452/mo

Real estate (PITI + HOA + PMI)
$3,567
Principal + interest$2,406
Property tax + insurance$1,020
PMI / 2nd mortgage$141
Utilities
$1,864
Heating + cooling$780
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,452/mo TLC
Budget$5,000/mo
Remaining after TLC$548/mo
Purchase price
$375,000
Down payment
$18,750 (5%)
Loan amount
$356,250
APR
7.15%

Quick facts

Type
MixedUse
Style
Year built
1920
Lot size
0.0309 ac
Stories
3
Heating
Gas
Cooling
CentralAir
Water
HOA
Annual tax
$6,671
MLS #
R1600813
County
Ontario

At a glance

Air conditioning

Home features

Roof
Flat, Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/21/2025. Provided courtesy of Keller Williams Realty Gateway via Buffalo MLS. Information deemed reliable but not guaranteed.