CCertihomes
408 W Water Street, Elmira City, NY 14905

$299,000

5 beds 5 baths 4,832 sqft Built 182986 days on marketActive

About this home

Step into timeless charm with this beautifully restored remarkable residence, seamlessly blending classic architecture with modern updates. Offering five spacious bedrooms and four and a half thoughtfully designed bathrooms, this home provides generous space for comfortable living and entertaining. Original details such as hardwood flooring, intricate moldings, and period fixtures are complemented by high-end renovations, including a gourmet kitchen, and beautiful baths. The home features multiple living areas, including a formal dining room, library/den, and 3 separate master suites. Set on a lot with mature trees and private outdoor spaces, this property offers both tranquility and convenience. Located close to shops, dining, cultural attractions, and transit, this home provides a unique opportunity to enjoy the character of a distinguished property with the ease of modern living. 100% Money Back Guarantee, some terms and conditions apply.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,309/mo

Real estate (PITI + HOA + PMI)
$2,995
Principal + interest$1,918
Property tax + insurance$965
PMI / 2nd mortgage$112
Utilities
$2,669
Heating + cooling$1,185
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,309/mo TLC
Budget$5,000/mo
Remaining after TLC$691/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1829
Lot size
0.5887 ac
Stories
2
Heating
Gas, HotWater, RadiantFloor
Cooling
Water
Connected, Public
HOA
Annual tax
$5,932
MLS #
R1601224
County
Chemung

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherGasOvenGasRangeRefrigeratorTanklessWaterHeater
Interior
BreakfastBarDenEatInKitchenSeparateFormalLivingRoom
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
CeramicTile, Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14905

MetricThis ZIPCountyUSA
Population7,44219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density1,735395
Male4,4329,381,926147,432,321
Female3,0119,969,168151,655,844
Never Married2,5364,946,39163,775,926
Married2,3397,166,701123,120,365
Separated5541,159,67312,639,686
Widowed4031,110,24515,467,586
Divorced5591,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age35.5336.5335.46
Median House Hold Income$44,817$49,847$48,276
Average House Hold Income$58,241$70,032$63,629
P C I$24,426$26,569$24,529
M D I$38,892$42,210$41,133
A T H E$48,308$54,185$50,898
S T R8.00%4.00%
W C J85.61%81.55%77.74%
(Zip) Code
14905

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/23/2025. Provided courtesy of Howard Hanna Horseheads via Buffalo MLS. Information deemed reliable but not guaranteed.