CCertihomes
425 Indian Cove, Moravia, NY 13118

$575,000

3 beds 1 baths 924 sqft Built 192097 days on marketActive

About this home

Peaceful cottage with 33 feet of level lakefront on Owasco Lake! Woods to walk through with a small waterfall and babbling brook running alongside the cottage. Front lawn can be used for outdoor activities, and the beach is level with no steps. Dock included. The walk out into the water is fairly gradual. The beach consists of small flat rounded rocks. A large green space is a short distance away (approx 10 acres) with a playground, room for activities & overflow parking. A dirt path/private road runs alongside & is great for bikes, scooters, or a nice walk! Open floor plan with spacious living and dining area. Ample room for entertaining and relaxing with beautiful views of the lake and stream. Living room leads to lakeside deck with grill and lounge furniture. Modern fully stocked kitchen. Lots of shade from the large trees and a lake breeze. Square footage on public record is 660 sqft with an enclosed porch at 12x22 sqft. The enclosed porch was finished into a living room before the seller bought the property making the finished space 924 sqft per seller. ***PROPERTY IS WINTERIZED AND electric shutoff for the season***PROPERTY HAS AN EXCELLENT RENTAL HISTORY AND IS BEING SOLD TURNKEY/FULLY FURNISHED.***

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,314/mo

Real estate (PITI + HOA + PMI)
$5,049
Principal + interest$3,689
Property tax + insurance$1,119
HOA$25
PMI / 2nd mortgage$216
Utilities
$835
Heating + cooling$271
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$5,314/mo TLC
Budget$5,814/mo
Remaining after TLC$500/mo
Purchase price
$575,000
Down payment
$28,750 (5%)
Loan amount
$546,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1920
Lot size
0.3 ac
Stories
1
Heating
Other, SeeRemarks, None
Cooling
WindowUnits
Water
Well
HOA
$300 / Annually
Annual tax
$6,513
MLS #
S1600732
County
Cayuga

At a glance

Air conditioning
Garage (1)
Waterfront

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomFurnishedSeparateFormalLivingRoomGraniteCountersPantryBedroomOnMainLevelMainLevelPrimary
Exterior
BarbecueDirtDrivewayDeckDockGravelDrivewaySeeRemarks
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, Other, SeeRemarks

Schools

Elementary
Millard Fillmore Elementary
High
Moravia Junior-Senior High

Neighborhood — 13118

MetricThis ZIPCountyUSA
Population6,50919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density64395
Male3,9169,381,926147,432,321
Female2,5939,969,168151,655,844
Never Married1,9264,946,39163,775,926
Married2,3907,166,701123,120,365
Separated5131,159,67312,639,686
Widowed2801,110,24515,467,586
Divorced4421,210,44823,075,029
Number Of House Hold1,8637,102,016111,826,380
Average House Hold Size2.782.642.60
Medial Age35.3636.5335.46
Median House Hold Income$42,647$49,847$48,276
Average House Hold Income$48,897$70,032$63,629
P C I$18,401$26,569$24,529
M D I$36,994$42,210$41,133
A T H E$43,109$54,185$50,898
S T R8.00%4.00%
W C J77.75%81.55%77.74%
(Zip) Code
13118

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/24/2025. Provided courtesy of Acropolis Realty Group LLC via Buffalo MLS. Information deemed reliable but not guaranteed.