CCertihomes
28278 Stony Point Road, Cape Vincent, NY 13618

$899,000

4 beds 5 baths 2,592 sqft Built 202092 days on marketActive

About this home

This may be the one that you have been waiting for. This spectacular property offers something for everyone. The main house, with an attached garage, is simply stunning with a view that is beyond compare. As you step into the open kitchen, dining and living area prepare to be wowed! The cathedral ceiling and wall of windows provide you with the most amazing view of Lake Ontario, and Fox and Grenadier Islands. At the waterfront you have your own little bay. Imagine this summer grabbing your kayak, canoe, or paddleboard and heading out to explore the lake. Back inside the home you will fall in love with the primary suite, the bathroom is right out of HGTV! Easy one level living with 2 bedrooms, 2 baths, and a mud room / laundry all on the main level. The walk-out basement offers plenty of room for storage or add some drywall and make additional living space. If you have been looking for a property with a guest cottage or perhaps and apartment to generate extra income, this property has that as well. Check out the charming 3 car detached garage complete with a half bath and plenty of room for cars, trucks and toys! Above this well designed building is a 2 bedroom, 2 bath apartment with a full kitchen, living room and laundry. Life doesn't get much better than this. Located on a quiet dead end town maintained road there is little traffic. A small marina is located just down the road on Lisa Drive. The owner has not installed kitchen counters and will not be doing so. Choose what you like after closing. Chandelier over dining room table not included. This is truly one spectacular property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,890/mo

Real estate (PITI + HOA + PMI)
$6,378
Principal + interest$4,077
Property tax + insurance$1,964
PMI / 2nd mortgage$337
Utilities
$1,510
Heating + cooling$603
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$6,890/mo TLC
Budget$7,390/mo
Remaining after TLC$500/mo
Purchase price
$899,000
Down payment
$44,950 (5%)
Loan amount
$854,050
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod, Contemporary
Year built
2020
Lot size
1.2 ac
Stories
0
Heating
Propane, ForcedAir, HotWater
Cooling
Water
Lake, River, Well
HOA
Annual tax
$12,646
MLS #
S1602414
County
Jefferson

At a glance

Basement
Garage (4)
Waterfront

Home features

Appliances
ExhaustFanElectricOvenElectricRangeElectricWaterHeaterGasOvenGasRangeRefrigeratorRangeHood
Interior
BreakfastBarSeparateFormalLivingRoomLivingDiningRoomBedroomOnMainLevelInLawFloorplanMainLevelPrimary
Exterior
GravelDrivewayPropaneTankLeased
Parking
AttachedDetachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Schools

Elementary
Cape Vincent Elementary
Middle
Thousand Islands Middle
High
Thousand Islands High

Neighborhood — 13618

MetricThis ZIPCountyUSA
Population14219,351,094299,088,112
Population Change Since199029.00%8.00%20.00%
Population Density3395
Male929,381,926147,432,321
Female499,969,168151,655,844
Never Married474,946,39163,775,926
Married507,166,701123,120,365
Separated121,159,67312,639,686
Widowed61,110,24515,467,586
Divorced101,210,44823,075,029
Number Of House Hold367,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age38.4636.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$48,352$70,032$63,629
P C I$17,279$26,569$24,529
M D I$34,999$42,210$41,133
A T H E$42,836$54,185$50,898
S T R7.75%4.00%
W C J79.17%81.55%77.74%
(Zip) Code
13618

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/28/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.