CCertihomes
620 Elmira Street, PA 16947

$385,000

0 beds 0 baths 11,246 sqft Built 189084 days on marketActive

About this home

Situated in the beautiful community of Troy, PA, this property enjoys a prime position on Elmira Street (US R6), a high-traffic location that guarantees excellent visibility. Offering over 9, 400 sq. ft. of adaptable space, it currently functions as a successful vendor mall. The sizable second floor, with an additional 2, 100 sq. ft., presents a compelling opportunity for conversion into apartments, providing potential for enhanced revenue or residential use. A notable feature is the private parking lot, accommodating more than 30 vehicles and offering convenience for both tenants and guests. This property can also be combined with listing R1602431—594 Elmira Street—which includes a parcel with two houses: one a two-family residence and the other a single-family home. Together, these properties present a unique and versatile investment opportunity, blending residential and commercial potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.17% APR.

Your estimated payment
$26,425/mo

Real estate (PITI + HOA + PMI)
$3,995
Principal + interest$2,475
Property tax + insurance$1,376
PMI / 2nd mortgage$144
Utilities
$45,003
Heating + cooling$22,371
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$26,425/mo TLC
Budget$26,925/mo
Remaining after TLC$500/mo
Purchase price
$385,000
Down payment
$19,250 (5%)
Loan amount
$365,750
APR
7.17%

Quick facts

Type
Business
Style
Year built
1890
Lot size
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Public
HOA
Annual tax
$6,693
MLS #
R1602484
County
Bradford

At a glance

Air conditioning

Home features

Parking
OnSite
Roof
Asphalt
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 16947

MetricThis ZIPCountyUSA
Population2,59812,469,371299,088,112
Population Change Since19907.00%5.00%20.00%
Population Density42276
Male1,1706,055,244147,432,321
Female1,4286,414,127151,655,844
Never Married5572,751,48963,775,926
Married1,0535,293,143123,120,365
Separated139507,93712,639,686
Widowed233821,94315,467,586
Divorced201820,43323,075,029
Number Of House Hold9934,836,935111,826,380
Average House Hold Size2.432.482.60
Medial Age40.9238.5835.46
Median House Hold Income$35,807$45,389$48,276
Average House Hold Income$43,718$58,718$63,629
P C I$18,038$23,603$24,529
M D I$31,604$39,194$41,133
A T H E$40,074$48,250$50,898
S T R6.00%6.00%
W C J80.44%77.95%77.74%
(Zip) Code
16947

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/28/2025. Provided courtesy of Howard Hanna Corning Denison via Buffalo MLS. Information deemed reliable but not guaranteed.