CCertihomes
11931 State Route 12e, Lyme, NY 13622

$189,900

3 beds 2 baths 1,820 sqft Built 184099 days on marketActive

About this home

OPEN HOUSE SUNDAY AUGUST 3RD 11AM-1PM. Here's an amazing opportunity for this village home to be yours! Many major updates in the past few years with a new roof, siding, furnace & hot water heater. This 2-story home offers over 1800 sq ft with 3 bedrooms, 2 full bathrooms, a large living room and also a detached 2-stall garage. Supplemental heat with not one but two pellet stoves. In the middle of one of the most charming villages and conveniently located within a short distance to several family-owned restaurants, convenient stores, a public beach and golf course. Don't forget about how close you are to Chaumont Bay which is perfect for fishing, boating & swimming. Are you an investor looking for another rental property? Maybe you're thinking about becoming one? This home has had many years of successful rental income with minimal maintenance needs. The major upgrades have been done and it's just waiting for you to bring your personal touch to make this home all that you want it to be. Call today for your personal showing!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,581/mo

Real estate (PITI + HOA + PMI)
$1,899
Principal + interest$1,218
Property tax + insurance$610
PMI / 2nd mortgage$71
Utilities
$1,326
Heating + cooling$515
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,581/mo TLC
Budget$5,000/mo
Remaining after TLC$2,419/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1840
Lot size
0.367 ac
Stories
2
Heating
Propane, Other, SeeRemarks, ForcedAir
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$4,372
MLS #
S1602193
County
Jefferson

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CeilingFansEatInKitchen
Exterior
GravelDrivewayPropaneTankLeased
Parking
DetachedGarage
Flooring
Carpet, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13622

MetricThis ZIPCountyUSA
Population1,35119,351,094299,088,112
Population Change Since199017.00%8.00%20.00%
Population Density23395
Male6529,381,926147,432,321
Female6999,969,168151,655,844
Never Married2204,946,39163,775,926
Married6477,166,701123,120,365
Separated541,159,67312,639,686
Widowed851,110,24515,467,586
Divorced1031,210,44823,075,029
Number Of House Hold5227,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age42.7936.5335.46
Median House Hold Income$39,938$49,847$48,276
Average House Hold Income$44,906$70,032$63,629
P C I$17,442$26,569$24,529
M D I$34,799$42,210$41,133
A T H E$40,768$54,185$50,898
S T R7.75%4.00%
W C J81.57%81.55%77.74%
(Zip) Code
13622

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 4/29/2025. Provided courtesy of Lake Ontario Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.