CCertihomes
5017 W Lake Road, Fleming, NY 13021

$800,000

4 beds 2 baths 1,998 sqft Built 19200 days on marketActive

About this home

Escape to your dream retreat on the picturesque shores of Owasco Lake! This captivating 4-bedroom, 2-full bath sanctuary radiates warmth and comfort, inviting you to relax and entertain effortlessly. The main level boasts an open layout, a chef's dream kitchen, complete with stainless steel appliances, granite countertops, island, and a breakfast bar, adding a touch of modern elegance and convenience, a convenient first-level laundry, and a luxurious whirlpool tub for ultimate relaxation. Wake up to breathtaking mornings in the sun-filled sunroom, and cozy up by the fire in the inviting living room for intimate evenings of games and laughter. Upstairs, the well-appointed 4 bedrooms offer privacy and tranquility, perfect for guests or your own sanctuary. Nestled on 2.34 acres with an impressive 264 feet of lake frontage, this property also presents an exciting opportunity for expansion. Envision the possibility of subdividing to create an additional lakefront building lot next to your already idyllic home—a canvas for your personalized lakeside oasis. Live the waterfront lifestyle you've always dreamed of at this exceptional property on Owasco Lake. Sq footage per recent appraisal. THIS IS A DUPLICATE LISTING WITH MLS# S1598362 (1 OUT OF 3) THIS LISTING IS SUBDIVIDED WITH LISTING MLS#S1598348 The taxes also reflect the property before subdivision. *Properties need to be sold Simultaneously. The property lines in the first photo are approximate not exact.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,375/mo

Real estate (PITI + HOA + PMI)
$5,899
Principal + interest$3,628
Property tax + insurance$1,971
PMI / 2nd mortgage$300
Utilities
$1,362
Heating + cooling$528
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$6,375/mo TLC
Budget$6,875/mo
Remaining after TLC$500/mo
Purchase price
$800,000
Down payment
$40,000 (5%)
Loan amount
$760,000
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1920
Lot size
2.34 ac
Stories
2
Heating
Oil, Baseboard, ForcedAir
Cooling
CentralAir
Water
Lake, River, Well
HOA
Annual tax
$14,085
MLS #
S1598341
County
Cayuga

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Waterfront

Home features

Appliances
ElectricWaterHeaterGasCooktopGasOvenGasRangeMicrowaveRefrigerator
Interior
BreakfastBarEatInKitchenGraniteCountersKitchenIslandPullDownAtticStairs
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 4/30/2025. Provided courtesy of The Real Estate Agency via Buffalo MLS. Information deemed reliable but not guaranteed.