CCertihomes
23 Chamberlain Street, Wellsville, NY 14895

$72,900

4 beds 2 baths 1,565 sqft Built 193058 days on marketActive

About this home

Discover this fantastic investment opportunity or the perfect place to call home located at 23 Chamberlain St in the heart of Wellsville, NY. Originally a single-family residence, this versatile property has been thoughtfully converted into a 2-family home offering flexibility for rental income or multi-generational living. This home could easily be turned back into a single family home. Sitting on a spacious 0.26-acre lot, the property features a large backyard ideal for outdoor activities, gardening, or relaxing in a quiet, tree-lined neighborhood. The home has been nicely updated with fresh paint throughout, new flooring, and energy-efficient replacement windows. Each apartment comes fully-equipped with its own appliances making this a true turn-key investment. The downstairs unit includes 2 bedrooms, a generous living room, and direct access to a back deck perfect for enjoying morning coffee or evening sunsets. The upstairs unit, currently vacant, also features 2 bedrooms, an efficient kitchen, and washer-dryer hookups. Located just a short distance from Main Street, this home offers convenient access to local shops, restaurants, and community amenities. Whether you're looking to expand your investment portfolio or settle into a home with income potential, 23 Chamberlain St is a smart choice.  This property is being sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,585/mo

Real estate (PITI + HOA + PMI)
$949
Principal + interest$468
Property tax + insurance$454
PMI / 2nd mortgage$27
Utilities
$1,143
Heating + cooling$422
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,585/mo TLC
Budget$5,000/mo
Remaining after TLC$3,415/mo
Purchase price
$72,900
Down payment
$3,645 (5%)
Loan amount
$69,255
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1930
Lot size
0.26 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,881
MLS #
S1603261
County
Allegany

At a glance

Basement

Home features

Appliances
ElectricCooktopElectricWaterHeaterRefrigerator
Interior
CeilingFansEatInKitchenOtherSeeRemarks
Exterior
DirtDrivewayDeck
Parking
NoGarage
Flooring
Laminate, Varies
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14895

MetricThis ZIPCountyUSA
Population10,41119,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density92395
Male5,0319,381,926147,432,321
Female5,3819,969,168151,655,844
Never Married2,0584,946,39163,775,926
Married4,5167,166,701123,120,365
Separated4511,159,67312,639,686
Widowed7841,110,24515,467,586
Divorced8431,210,44823,075,029
Number Of House Hold3,9997,102,016111,826,380
Average House Hold Size2.522.642.60
Medial Age39.8736.5335.46
Median House Hold Income$34,628$49,847$48,276
Average House Hold Income$47,235$70,032$63,629
P C I$18,958$26,569$24,529
M D I$30,603$42,210$41,133
A T H E$42,068$54,185$50,898
S T R8.50%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
14895

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/30/2025. Provided courtesy of Landquest Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.