CCertihomes
359 Franklin Street #2, Watertown City, NY 13601

$89,900

5 beds 3 baths 2,644 sqft Built 188084 days on marketActive

About this home

This is your chance to own a solidly built apartment building in a neighborhood within walking distance to all amenities of Watertown. Featuring three spacious units, this property offers a solid investment income. Two of the units have two bedrooms, while the third has one bedroom. One unit has laundry in the unit. There is a large parking area and a two-stall garage. While the building is structurally sound, it could benefit from updates and cosmetic improvements, making it ideal for investors looking to add value.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,943/mo

Real estate (PITI + HOA + PMI)
$1,022
Principal + interest$577
Property tax + insurance$411
PMI / 2nd mortgage$34
Utilities
$1,727
Heating + cooling$714
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,943/mo TLC
Budget$5,000/mo
Remaining after TLC$3,057/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1880
Lot size
0.0735 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$2,622
MLS #
S1603443
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
NaturalWoodwork
Parking
GravelTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, IrregularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/1/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.