CCertihomes
181 Lewis Street, Geneva City, NY 14456

$339,000

4 beds 2 baths 1,860 sqft Built 1893101 days on marketActive

About this home

Welcome to 181 Lewis Street, an ornate Victorian Cottage style home, located in the Historic North neighborhood of Geneva, NY. Just minutes from Geneva's vibrant downtown entertainment district and the shimmering shores of Seneca Lake, this home occupies that perfect sweet spot—peaceful historic neighborhood charm with convenient access to everything the Finger Lakes region has to offer. Step inside to discover spaces designed for both gracious entertaining and comfortable family living: a formal parlor and living room with period details, an elegant dining room perfect for holiday gatherings, and an updated eat-in kitchen that marries historic character with modern convenience. The innovative mudroom includes a practical dog bathing station—a unique feature pet owners will appreciate after lakeside adventures. Summer evenings unfold on the expansive back deck creating an outdoor retreat that feels worlds away from everyday concerns. Upstairs, three to four versatile bedrooms and a full bathroom provide comfortable accommodations for family and guests. Recent improvements including a new roof, updated hot water heater, and stylish light fixtures throughout demonstrate the thoughtful stewardship this Historic North gem has received. Here in Geneva's Historic North neighborhood, 181 Lewis Street offers more than just a home—it provides an opportunity to become part of the continuing story of one of upstate New York's charming historic communities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,740/mo

Real estate (PITI + HOA + PMI)
$3,132
Principal + interest$2,175
Property tax + insurance$830
PMI / 2nd mortgage$127
Utilities
$1,282
Heating + cooling$489
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,740/mo TLC
Budget$5,000/mo
Remaining after TLC$1,260/mo
Purchase price
$339,000
Down payment
$16,950 (5%)
Loan amount
$322,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Victorian
Year built
1893
Lot size
0.1435 ac
Stories
2
Heating
Gas, HotWater, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$5,405
MLS #
R1602499
County
Ontario

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomKitchenIslandOtherSeeRemarksSlidingGlassDoorsNaturalWoodworkConvertibleBedroom
Exterior
BlacktopDrivewayDeckFullyFencedPatioPrivateYardSeeRemarks
Parking
DetachedElectricityGarageDrivewayGarageDoorOpenerOtherSharedDriveway
Flooring
CeramicTile, Hardwood, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot, Wooded

Schools

Elementary
North Street Elementary
Middle
Geneva Middle
High
Geneva High

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/1/2025. Provided courtesy of Four Seasons Sotheby's Int'l via Buffalo MLS. Information deemed reliable but not guaranteed.