CCertihomes
4 Harpers Terrace, Champion, NY 13619

$195,000

2 beds 1 baths 720 sqft Built 197295 days on marketActive

About this home

Welcome to this well-maintained 2 bedroom 1 bath ranch nestled on a dead-end street in the village of West Carthage. This home offers the perfect blend of comfort and convenience all on one level. Step into a cozy living room filled with natural light, leading into a dining-room/kitchen combo. Enjoy the back deck that overlooks the spacious backyard. Additional highlights include an attached one stall garage, a full basement with plenty of storage. With easy access to shopping, restaurants, the school and village amenities, this ranch is a must see! Don’t miss out on this opportunity… call for your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,124/mo

Real estate (PITI + HOA + PMI)
$1,719
Principal + interest$1,251
Property tax + insurance$395
PMI / 2nd mortgage$73
Utilities
$773
Heating + cooling$237
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,124/mo TLC
Budget$5,000/mo
Remaining after TLC$2,876/mo
Purchase price
$195,000
Down payment
$9,750 (5%)
Loan amount
$185,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1972
Lot size
0.3903 ac
Stories
1
Heating
Electric, ForcedAir
Cooling
Water
NotConnected, Public
HOA
Annual tax
$2,303
MLS #
S1600951
County
Jefferson

At a glance

Basement
Garage (1)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansKitchenFamilyRoomComboLivingDiningRoom
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Laminate, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
West Carthage Elementary
Middle
Carthage Middle
High
Carthage Senior High

Neighborhood — 13619

MetricThis ZIPCountyUSA
Population11,45219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density79395
Male5,5569,381,926147,432,321
Female5,8969,969,168151,655,844
Never Married1,9974,946,39163,775,926
Married5,1187,166,701123,120,365
Separated4441,159,67312,639,686
Widowed6641,110,24515,467,586
Divorced7231,210,44823,075,029
Number Of House Hold4,1157,102,016111,826,380
Average House Hold Size2.752.642.60
Medial Age35.5736.5335.46
Median House Hold Income$36,195$49,847$48,276
Average House Hold Income$42,612$70,032$63,629
P C I$15,351$26,569$24,529
M D I$31,878$42,210$41,133
A T H E$39,385$54,185$50,898
S T R7.75%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
13619

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/3/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.