CCertihomes
349 N. Hamilton Street, Erwin, NY 14870

$120,000

7 beds 3 baths 2,304 sqft Built 188088 days on marketActive

About this home

This unique property offers two homes for the price of one, perfect for investors, or anyone looking for additional rental income. Located on a street with convenient access to local amenities, this property features: Front Home (3-Bedroom, Single Family) The main house is a charming 3-bedroom single-family home, ideal for comfortable living. It offers a spacious layout and generous bedrooms. The roof is newer, providing peace of mind for years to come. Outside, you'll find off-street parking, ensuring convenience for residents and guests. Rear Home (2-Family Home) Behind the main house is a separate 2-family home that presents a great opportunity for rental income. The building needs some TLC, offering the chance to add your own touch and increase its value. While it requires some updates and repairs, both units offer good potential. The property has a newer roof, and off-street parking is available for tenants. With a little work, this home can become a desirable income-generating property. Whether you're looking to live in one home and rent the other, or seeking a property with rental potential, this property offers versatility and value. Don’t miss out on this incredible opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,289/mo

Real estate (PITI + HOA + PMI)
$1,527
Principal + interest$770
Property tax + insurance$712
PMI / 2nd mortgage$45
Utilities
$1,481
Heating + cooling$616
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,289/mo TLC
Budget$5,000/mo
Remaining after TLC$2,711/mo
Purchase price
$120,000
Down payment
$6,000 (5%)
Loan amount
$114,000
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1880
Lot size
Stories
2
Heating
Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
NotConnected, Public
HOA
Annual tax
$6,087
MLS #
R1604112
County
Steuben

At a glance

Basement

Home features

Appliances
SeeRemarksWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Other, SeeRemarks

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Schools

Middle
Corning-Painted Post Middle
High
Corning-Painted Post East High

Neighborhood — 14870

MetricThis ZIPCountyUSA
Population8,47219,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density147395
Male4,0699,381,926147,432,321
Female4,4039,969,168151,655,844
Never Married1,4364,946,39163,775,926
Married3,7567,166,701123,120,365
Separated3511,159,67312,639,686
Widowed6211,110,24515,467,586
Divorced7391,210,44823,075,029
Number Of House Hold3,1867,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6836.5335.46
Median House Hold Income$41,920$49,847$48,276
Average House Hold Income$54,225$70,032$63,629
P C I$21,327$26,569$24,529
M D I$36,428$42,210$41,133
A T H E$45,993$54,185$50,898
S T R8.00%4.00%
W C J74.04%81.55%77.74%
(Zip) Code
14870

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/4/2025. Provided courtesy of Warren Real Estate-Corning via Buffalo MLS. Information deemed reliable but not guaranteed.