CCertihomes
11609 State Route 3 #91, Henderson, NY 13605

$99,900

2 beds 1 baths 400 sqft Built 20231 days on marketActive

About this home

Discover this brand-new, turnkey mobile lakeside retreat, perfectly situated on the picturesque shores of Henderson Bay, Lake Ontario. This fully furnished 2-bedroom, 1-bathroom mobile cottage is ready for you to enjoy. It features an open-concept living and kitchen area with granite countertops, stainless steel appliances, and sleek white cabinetry. The home is climate-controlled with modern mini-split units offering both air conditioning and heating. Relax and take in stunning sunsets from the screened front porch, which provides breathtaking views of the bay. The property includes access to private docks, a clubhouse, and on-site laundry facilities. As an added bonus, the cottage comes with the full 2025 season—valued at $3, 250—which covers public water, septic, and trash services. Nestled in a peaceful, well-maintained RV resort community, this property is the perfect choice for a serene lakeside escape, whether for seasonal living or a vacation retreat. The resort also offers a rental pool option, allowing you to earn passive income when you’re not using your cottage. Call today! https://willowsonthelake.com/

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,061/mo

Real estate (PITI + HOA + PMI)
$783
Principal + interest$641
Property tax + insurance$105
PMI / 2nd mortgage$37
Utilities
$487
Heating + cooling$114
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,061/mo TLC
Budget$5,000/mo
Remaining after TLC$3,939/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
MobileHome
Style
MobileHome
Year built
2023
Lot size
Stories
1
Heating
Ductless, Electric
Cooling
Ductless
Water
Connected, Public
HOA
$1 / Annually
Annual tax
$3
MLS #
S1604216
County
Jefferson

At a glance

Air conditioning
Waterfront

Home features

Appliances
ElectricCooktopElectricWaterHeaterMicrowaveRefrigerator
Interior
DiningAreaGraniteCountersLivingDiningRoomBedroomOnMainLevel
Exterior
SeeRemarks
Parking
NoGarageSharedDriveway
Flooring
LuxuryVinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13605

MetricThis ZIPCountyUSA
Population3,40119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density39395
Male1,6369,381,926147,432,321
Female1,7659,969,168151,655,844
Never Married6084,946,39163,775,926
Married1,5327,166,701123,120,365
Separated671,159,67312,639,686
Widowed2021,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,2567,102,016111,826,380
Average House Hold Size2.712.642.60
Medial Age36.6436.5335.46
Median House Hold Income$41,466$49,847$48,276
Average House Hold Income$49,092$70,032$63,629
P C I$18,130$26,569$24,529
M D I$36,038$42,210$41,133
A T H E$43,218$54,185$50,898
S T R7.75%4.00%
W C J78.19%81.55%77.74%
(Zip) Code
13605

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/4/2025. Provided courtesy of Lake Ontario Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.