CCertihomes
25524 County Route 57, Lyme, NY 13693

$1,299,000

4 beds 5 baths 3,268 sqft Built 196635 days on marketActive

About this home

PRIVATE LAKEFRONT RANCH WITH OVER 300' OF TRANQUIL WATERFRONT! Welcome to your own private retreat in Chaumont Bay with access to Lake Ontario. This stunning year-round ranch is set well off the road, offering ultimate seclusion & serenity with an impressive 326 feet of pristine waterfront—perfect for boating, fishing, swimming, or simply relaxing & taking in the view. Enjoy effortless water access with a recently dredged private bay, brand-new dock, & a convenient private boat ramp. The expansive front and backyards offer plenty of space to roam, play, and entertain in complete privacy. Step inside to a bright, welcoming foyer that opens into a spacious, thoughtfully designed home. With 4 generously sized bedrooms & 4.5 bathrooms, there’s ample space for guests to feel right at home. The inviting primary suite is a true sanctuary, featuring sliding doors that lead to a year-round enclosed porch with a recessed hot tub, comfortable seating area, & state-of-the-art motorized thermal blinds—creating the perfect four-season space to enjoy your morning coffee, evening cocktails, and lake breezes. The open-concept living room is centered around a beautiful stone fireplace & showcases stunning lake views, making it a cozy yet elegant gathering space. It flows seamlessly into a large, well-appointed kitchen with ample cabinetry, extensive counter space, top-of-the-line appliances, & a massive granite island ideal for entertaining. Just off the kitchen, you’ll find a second living area & charming banquette seating with a panoramic view of the lake. A spacious laundry room & half bath are conveniently located nearby. At the far end of the home, a private guest suite awaits, complete with an expansive bedroom and a spa-like ensuite featuring a stand-up shower & whirlpool tub. Prefer to dine al fresco? The large composite deck overlooking the water is the perfect place to do so. And when it comes to storage and toys, you’ll have plenty of room with both an attached two-stall garage and a detached two-stall garage—ideal for boats, ATVs, jet skis, & more. This is a rare opportunity to own a true Lake Ontario gem. Your guests may never want to leave—and neither will you!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$9,084/mo

Real estate (PITI + HOA + PMI)
$8,471
Principal + interest$5,892
Property tax + insurance$2,092
PMI / 2nd mortgage$487
Utilities
$2,020
Heating + cooling$862
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$9,084/mo TLC
Budget$9,584/mo
Remaining after TLC$500/mo
Purchase price
$1,299,000
Down payment
$64,950 (5%)
Loan amount
$1,234,050
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1966
Lot size
2.1 ac
Stories
1
Heating
HeatPump, Propane, ForcedAir
Cooling
HeatPump, CentralAir
Water
Well
HOA
Annual tax
$9,593
MLS #
S1603303
County
Jefferson

At a glance

Air conditioning
Fireplace
Garage (4)
Waterfront

Home features

Appliances
BuiltInRefrigeratorDryerDishwasherExhaustFanGasCooktopDisposalGasOvenGasRangeMicrowaveRangeHoodTanklessWaterHeaterWineCoolerWasherWaterPurifierOwned
Interior
CeilingFansEntranceFoyerEatInKitchenSeparateFormalLivingRoomGuestAccommodationsGraniteCountersKitchenIslandLivingDiningRoomOtherPantryPullDownAtticStairsPartiallyFurnishedSeeRemarksWindowTreatmentsBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuiteWorkshop
Exterior
AwningsBlacktopDrivewayDeckDockEnclosedPorchHotTubSpaPorchPrivateYardSeeRemarksPropaneTankLeased
Parking
AttachedElectricityGarageHeatedGarageStorageGarageDoorOpener
Flooring
Hardwood, LuxuryVinyl, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13693

MetricThis ZIPCountyUSA
Population1,20619,351,094299,088,112
Population Change Since199022.00%8.00%20.00%
Population Density63395
Male5759,381,926147,432,321
Female6319,969,168151,655,844
Never Married1974,946,39163,775,926
Married5837,166,701123,120,365
Separated461,159,67312,639,686
Widowed881,110,24515,467,586
Divorced1071,210,44823,075,029
Number Of House Hold4937,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age46.6236.5335.46
Median House Hold Income$40,384$49,847$48,276
Average House Hold Income$45,742$70,032$63,629
P C I$18,699$26,569$24,529
M D I$35,068$42,210$41,133
A T H E$41,256$54,185$50,898
S T R7.75%4.00%
W C J81.12%81.55%77.74%
(Zip) Code
13693

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/4/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.