CCertihomes
2549 State Highway 28, Milford, NY 13820

$799,900

4 beds 3 baths 3,640 sqft Built 18279 days on marketActive

About this home

Where history meets opportunity, this captivating Greek Revival farmhouse is your chance to own a timeless piece of the past with limitless potential for the future. Step back in time with this stunning early 1800s Greek Revival farmhouse, beautifully blending historic charm with modern convenience. Spanning 3, 500 sq ft, this 4-bedroom, 3-full bath home showcases many original details, including wide plank floors and numerous original windows that flood the home with natural light. At the heart of the home is a spacious kitchen featuring cherry floors with radiant heat, handcrafted Wood-Mode cherry cabinetry, granite countertops and a strategically placed mini split for year-round comfort. Just off the kitchen, a sun-drenched screened in Florida room invites you to enjoy morning coffee or evening gatherings in total serenity. The kitchen flows seamlessly into formal living and dining areas, a cozy den with a wood-burning fireplace, a music room and a warm, welcoming library. Modern upgrades include an entire house generator, high-speed internet and a second mini split located in the luxurious primary suite. Entire house generator! Outdoors, a beautiful flagstone patio sets the stage for entertaining, while over 13 acres offer endless possibilities for creative ventures whether you’re dreaming of a private retreat, event venue, hobby farm, or boutique business. With six versatile outbuildings, this property presents a tremendous opportunity, perfect for a wedding venue, bed-and-breakfast, artist retreat. The possibilities are truly limited only by your imagination.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,293/mo

Real estate (PITI + HOA + PMI)
$5,402
Principal + interest$3,628
Property tax + insurance$1,474
PMI / 2nd mortgage$300
Utilities
$2,199
Heating + cooling$950
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$6,293/mo TLC
Budget$6,793/mo
Remaining after TLC$500/mo
Purchase price
$799,900
Down payment
$39,995 (5%)
Loan amount
$759,905
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, GreekRevival, TwoStory
Year built
1827
Lot size
12.25 ac
Stories
2
Heating
Oil, Baseboard, HotWater
Cooling
WindowUnits, WallUnits
Water
Well
HOA
Annual tax
$7,290
MLS #
R1603268
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage (5)

Home features

Appliances
BuiltInRefrigeratorDoubleOvenDryerElectricWaterHeaterFreezerGasCooktopMicrowaveTrashCompactorWasherWaterSoftenerOwned
Interior
BreakfastBarBreakfastAreaCedarClosetsDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGraniteCountersCountryKitchenLibraryPantryWindowTreatmentsBathInPrimaryBedroomWorkshop
Exterior
BlacktopDrivewayPatioPropaneTankLeased
Parking
DetachedElectricityGarageStorageWorkshopInGarageCircularDrivewayGarageDoorOpener
Flooring
CeramicTile, Hardwood, Tile, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 5/6/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.