CCertihomes
346 Exchange Street, Geneva-City, NY 14456

$800,000

0 beds 0 baths 7,030 sqft Built 19960 days on marketActive

About this home

Vacant freestanding building with a pylon sign. The space is built out as a standard retail space, and can be sub-divided down to a 3, 515 SF space as well. Freestanding building at a signalized intersection located in Geneva's new rebuilt Central Business District with new sidewalks, across from the Hampton Inn and Seneca Lake. The Central Business District has was the recipient of a $10 million Downtown Revitalization Project from NY State that improved roadways, parking, biking, access to the waterfront, and infilled development sites. Over the last decade, Geneva has emerged as a major employment center in the Finger Lakes, boasting over 200 firms and nearly 1, 500 jobs in the central business district alone.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,251/mo

Real estate (PITI + HOA + PMI)
$5,590
Principal + interest$3,628
Property tax + insurance$1,662
PMI / 2nd mortgage$300
Utilities
$3,734
Heating + cooling$1,715
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$7,251/mo TLC
Budget$7,751/mo
Remaining after TLC$500/mo
Purchase price
$800,000
Down payment
$40,000 (5%)
Loan amount
$760,000
APR
4%

Quick facts

Type
Commercial
Style
Year built
1996
Lot size
0.39 ac
Stories
1
Heating
Electric, Central
Cooling
CentralAir
Water
Public
HOA
Annual tax
$7,824
MLS #
R1604840
County
Ontario

At a glance

Air conditioning

Home features

Parking
CommonSurfaced
Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

IrregularLot

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/6/2025. Provided courtesy of Donovan Real Estate Services via Buffalo MLS. Information deemed reliable but not guaranteed.