CCertihomes
32 Spencer Street, Gouverneur, NY 13642

$69,000

3 beds 1 baths 992 sqft Built 191065 days on marketActive

About this home

Affordable 3-Bedroom Ranch with Tons of Potential – Village of Gouverneur This 3-bedroom, 1-bath ranch is full of promise and ready for your vision. Nestled on a quiet dead-end street in the Village of Gouverneur, the home offers a peaceful setting with easy access to local shops, schools, and parks. Whether you're a first-time homebuyer, investor, or looking for your next renovation project, this fixer-upper is a solid starting point. With a functional layout, single-level living, and a spacious yard, the possibilities are endless. Bring your ideas and make this home your own!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,275/mo

Real estate (PITI + HOA + PMI)
$792
Principal + interest$443
Property tax + insurance$323
PMI / 2nd mortgage$26
Utilities
$835
Heating + cooling$268
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,275/mo TLC
Budget$5,000/mo
Remaining after TLC$3,725/mo
Purchase price
$69,000
Down payment
$3,450 (5%)
Loan amount
$65,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1910
Lot size
0.3455 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,629
MLS #
S1603756
County
St Lawrence

Home features

Appliances
ElectricWaterHeater
Interior
EatInKitchenSeparateFormalLivingRoomBedroomOnMainLevelWorkshop
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Other, SeeRemarks, Varies, Vinyl
Sewer
Connected

Lot features

Agricultural, CulDeSac, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13642

MetricThis ZIPCountyUSA
Population9,87219,351,094299,088,112
Population Change Since19906.00%8.00%20.00%
Population Density59395
Male5,3169,381,926147,432,321
Female4,5569,969,168151,655,844
Never Married2,3614,946,39163,775,926
Married3,9477,166,701123,120,365
Separated5111,159,67312,639,686
Widowed5231,110,24515,467,586
Divorced6661,210,44823,075,029
Number Of House Hold3,1887,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age33.4136.5335.46
Median House Hold Income$31,741$49,847$48,276
Average House Hold Income$37,832$70,032$63,629
P C I$14,920$26,569$24,529
M D I$28,355$42,210$41,133
A T H E$36,579$54,185$50,898
S T R7.00%4.00%
W C J70.79%81.55%77.74%
(Zip) Code
13642

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/7/2025. Provided courtesy of Matteson Property Management, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.