CCertihomes
5203 State Route 38a, Owasco, NY 13021

$419,999

6 beds 7 baths 3,696 sqft Built 199238 days on marketActive

About this home

This unique property nested on 5.65 acres in the Skaneateles school district with municipal water offers a rare opportunity for investors or residential buyers to own a multi-family home (2-family plus in-law apartment) and an additional heated seasonal "artist's studio" on the grounds. This secluded listing has an Adirondack feel with acres of woods, multiple ponds, enclosed waterside pavilion, dock, owned solar panel array, barn, attached 3-car garage, and large grassy area. The multi-family home features hand crafted woodwork through-out, along with hardwood floors, and numerous lofts, enclosed porches and separate open decks. The main apartment (2292 sq ft) offers a large Great room, kitchen area with stainless appliances, wood fireplace, 3 bedrooms, 2 full baths and laundry (brand new HVAC system recently installed). The accessory apartment (812 sq ft) features an open lower floor plan with upper loft bedroom and laundry room. The second apartment (1344 sq ft) also hosts an open floor plan with 1 bedroom and 2 baths. The adorable 1 bedroom studio (840 sq ft) provides a great private space for guests and hobbyists. This property is being offered "as is" condition.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,968/mo

Real estate (PITI + HOA + PMI)
$3,951
Principal + interest$2,695
Property tax + insurance$1,098
PMI / 2nd mortgage$158
Utilities
$2,160
Heating + cooling$927
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$4,968/mo TLC
Budget$5,468/mo
Remaining after TLC$500/mo
Purchase price
$419,999
Down payment
$21,000 (5%)
Loan amount
$398,999
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Other, SeeRemarks
Year built
1992
Lot size
5.65 ac
Stories
3
Heating
Gas, Propane, ForcedAir, WallFurnace
Cooling
Water
Connected, Public
HOA
Annual tax
$6,817
MLS #
S1603305
County
Cayuga

At a glance

Fireplace
Garage (3)

Home features

Appliances
DryerDishwasherElectricCooktopElectricWaterHeaterGasWaterHeaterMicrowaveRefrigeratorSeeRemarksWasher
Interior
CeilingFansSeparateFormalLivingRoomHomeOfficeKitchenIslandKitchenFamilyRoomComboLivingDiningRoomOtherSeeRemarksSlidingGlassDoorsSecondKitchenSolidSurfaceCountersSkylightsNaturalWoodworkWindowTreatmentsInLawFloorplanProgrammableThermostatWorkshop
Exterior
DockGravelDrivewayPrivateYardSeeRemarksPropaneTankLeased
Parking
AttachedElectricityGarageStorageWorkshopInGarageDrivewayOther
Flooring
Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Metal, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Wooded

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/7/2025. Provided courtesy of Finger Lakes Sothebys Intl. via Buffalo MLS. Information deemed reliable but not guaranteed.