CCertihomes
103 Fall Street, Seneca Falls, NY 13148

$129,900

0 beds 0 baths 9,200 sqft Built 196492 days on marketActive

About this home

Incredible investment opportunity in the heart of historic downtown Seneca Falls! This five-story mixed-use building offers income-producing retail/office space on the street level with two spacious and bright storefront spaces. The upper floors have been gutted and are ready for build-out into two to four residential units—the hard part is done! With all new windows, a new roof, and updated sewer lines, major improvements are already complete. The second floor offers additional storage space, while the lower level provides prime potential for a canal-side business with direct access to the water. Public parking is available on both the street and canal sides. Located just minutes from Del Lago Resort, the National Women’s Hall of Fame, and all that the Finger Lakes has to offer. Priced below assessed value, this property is loaded with potential—bring your vision and unlock its full value!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,173/mo

Real estate (PITI + HOA + PMI)
$1,858
Principal + interest$833
Property tax + insurance$976
PMI / 2nd mortgage$49
Utilities
$4,545
Heating + cooling$2,123
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,173/mo TLC
Budget$5,000/mo
Remaining after TLC$827/mo
Purchase price
$129,900
Down payment
$6,495 (5%)
Loan amount
$123,405
APR
7.15%

Quick facts

Type
Office
Style
Year built
1964
Lot size
0.11 ac
Stories
3
Heating
Electric, Gas, Zoned, Baseboard, ForcedAir, HotWater
Cooling
Zoned
Water
Public
HOA
Annual tax
$5,651
MLS #
R1605174
County
Seneca

At a glance

Basement

Home features

Parking
CommonSurfaced
Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13148

MetricThis ZIPCountyUSA
Population9,82919,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density150395
Male5,0769,381,926147,432,321
Female4,7539,969,168151,655,844
Never Married2,1424,946,39163,775,926
Married4,3057,166,701123,120,365
Separated4711,159,67312,639,686
Widowed6041,110,24515,467,586
Divorced7051,210,44823,075,029
Number Of House Hold3,5487,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age37.0736.5335.46
Median House Hold Income$42,350$49,847$48,276
Average House Hold Income$50,455$70,032$63,629
P C I$19,937$26,569$24,529
M D I$36,796$42,210$41,133
A T H E$43,986$54,185$50,898
S T R8.00%4.00%
W C J85.29%81.55%77.74%
(Zip) Code
13148

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 5/7/2025. Provided courtesy of Century 21 Steve Davoli RE via Buffalo MLS. Information deemed reliable but not guaranteed.